Personal finance budgeting comes down to one question: What do I want my money to do for me.

Personal finance budgeting comes down to one question: What do I want my money to do for me.

Jesse Mecham budgets based on four foundational principles:

  • Give Every Dollar a Job
  • Embrace Your True Expenses
  • Roll With the Punches
  • Age Your Money

Give every dollar a job

Give every dollar a job comes from Jesse Mecham’s You Need a Budget book and budgeting software by the same name.

It starts by asking a different type of question: What do I want my money to do for me? The question isn’t can I afford this? or Should I buy this?

Asking the right question allows you…


The psychology of money comes down to one key question: What is the purpose of money?

Prolific on the internet for over a decade, Morgan Housel gives us his ideas and knowledge in the form of a book. A book called The Psychology of Money.

The premise of the book is that your behavior will determine your success with money. It has little to do with how smart you are.

For Housel, and I’m guessing most people, money is supposed to give us the ability to do whatever it is you want to do. Being wealthy means doing what you want, when you want, with who you want, for as long as you want. …


King Leonidas of Sparta leads a troop of his finest warriors to battle against the Persian army.

It was in the late 5th century that the Persians got the idea of invading Greece in efforts to expand Persia to include the Hellenic city-states.

Never had the Persians faced the phalanx formation, nor the Spartans.

Leonidas assembled his men and went to war.

In Gates of Fire, that tale is recounted with humanity and beauty, despite the savagery and ruthlessness of ancient war.

Buried beneath the sexism, racism, and slavery was leadership. In every aspect of life, the leadership of the…


As David McCullough has done before, and am hopeful will do again, once again delivered a masterpiece of narrative nonfiction. In his book, The Wright Brothers, the famous historian takes us through the lives of Wilbur and Orville Wright, the inventors of human flight.

McCullough showed in his book there is far more to learn from these two great men beside their famous innovation.

The Importance of Intellectual Curiosity and Reading

When looking back at the life of the Wright brothers, Wilbur and Orville, most see it as a true American heroic story arc. Western Ohio boys go on to invent flight and end up traveling the…


The Story of the World’s Greatest Civilization

My fascination with Greek culture started in middle school. I don’t remember much from that time of my life, but I do remember the weeks we spent learning about Greek mythology. The Titans. The Gods. The Olympians. The Greeks.

That led me to Rick Riordan and one of the best book series’ I’ve ever read: Percy Jackson. Those books, and the topic of the Greek gods, were what interested me in reading, and writing for that matter. I have a draft sitting in my room of a 50,000-word Greek mythology novel. It’s not…


Lessons from the movie

American car designer Carroll Shelby and driver Ken Miles battle corporate interference and the laws of physics to build a revolutionary race car for Ford in order to defeat Ferrari at the 24 Hours of Le Mans in 1966.

I watched the Ford v. Ferrari movie this week. Every once in awhile I get the urge to watch a movie. It doesn’t happen often, but I enjoy it when it comes. I flicked through Netflix and Amazon Prime, not sure of what I wanted to watch. Usually, at this point, I give up with watching a…


The Match: a best-ball foursome between the golf’s two greatest living professionals and two of golf’s greatest living amateurs.

The Match: a best-ball foursome between the golf’s two greatest living professionals and two of golf’s greatest living amateurs.

Ben Hogan, Byron Nelson, Harvie Ward, and Ken Venturi get their story told by Mark Frost — the wonderful author of the Greatest Game Ever Played. The book reads like a novel, focusing the central theme around one fateful day in golf’s history. For the game of golf, it marked the end of a tradition. That of the amateur golfer.

In the…


Embrace the Possible

The Choice is a vulnerable, heart-wrenching account of Edith Eger.

In essence, the central theme of the book is this:

“We had no control over the most consuming facts of our lives, but we had the power to determine how we experienced life after trauma. Survivors could continue to be victims long after the oppression had ended, or they could learn to thrive.”

In a more complete sense of the book, it is this:

“Dr. Eger is one of the dwindling number of survivors who can bear firsthand testimony to the horrors of the concentration camps. Her…


Our leaders are speaking up. What is the narrative being discussed?

I used last week to ask some questions. Mainly, where is our leadership?

Well, this week I read, listened, and watched. And was happy to hear voices becoming louder. Recognized leaders of our society are coming forward and giving their opinions.

Today I hope to blend my opinion with that of what I am reading and learning about.

It’s June 2020. The world grapples with a global pandemic that has already taken the lives of more than 100,000 Americans. The virus has shut down the American economy, resulting in…


The Man Who Solved the Market is the tale of the most profitable trader to ever play the game

Book Review:

The Man Who Solved the Market, by Gregory Zuckerman, is the tale of the most profitable trader on Wall Street: Jim Simons. And if you’re like me, you’ve never heard of him.

Simons emerged on the scene after MIT and code-breaking for the U.S. government. He’s a mathematician, and that is perhaps the reason for his success. In a different stratosphere of brilliance, Simons relied on quantitative investing before most people even understood what a computer was. …

Nicholas Mills

Striving to understand life on my terms | website: nicholasbmills.com | newsletter: nicholasbmills.com/contact | Twitter: twitter.com/nicholasbmills

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