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Imagine you’ve just joined a new company, and your first project involves a whole new proposition, using technology you don’t understand, and following industry standards that had only just been launched.

That was the challenge facing me when I joined CompareTheMarket (CTM) as a fresh-faced researcher and it’s fair to say I was excited, and terrified, in equal measure.

This wasn’t completely new territory for me luckily. I had a background in financial services products, and knew my FCRs from APRs, but as I quickly discovered the world of Open Banking is a whole separate animal, full of potential customer value, but also jam-packed with comprehension and security challenges that could put even the most financially-savvy customers off. …

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