The majority of therapists in America’s most expensive city are not in network with your insurance

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During one of the biggest mental health and unemployment crises in modern history, the average cost of a 9-month course of therapy in New York City is $7,500. Consumers, many of whom already often pay for sessions via credit card, are now more likely to incur debt in order to cover the costs of their mental health care. Nirvana Health is partnering with RIP Medical Debt to help eliminate patient health care debt.

The cost of mental health care is a significant, yet often overlooked, contributor to peoples’ medical debt. The average therapy session in New York City costs $194, according to Nirvana Health internal data on over 5,500 clinicians. For the 9.6% of New Yorkers without insurance coverage, a typical 9-month treatment plan would cost roughly $7,500 before tax. For scale, that means treatment in New York City can eat up 12% of the median household income, and cost three times the median monthly rent for a studio apartment. …

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For practitioners among you who have leases expiring in the near future, a question is likely weighing on your minds: should I renew my lease or transition fully to remote sessions?

Humans are great at adapting. What was initially an uncomfortable adjustment for you and your clients might have become the suitable new normal. And while the transition to Telehealth was necessary, the suitability of long-term remote therapy depends on the needs of you and your clients. For instance, some practitioners provide EMDR therapy, in which case in-person services are critical and must be resumed.

While states are just beginning to reopen after nationwide stay-at-home orders, the American Psychology Association (APA) still recommends practitioners continue to practice via Telehealth when possible. To get the most up-to-date guidelines by state, you can consult the APA’s resource here. …

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The Secretive “Allowed Amount” and Why it Matters

If you’ve ever submitted a health insurance claim for out-of-network care, you have probably come across one of the many dreaded experiences of modern health insurance: not getting back what you thought you would from your insurer.

You’re not alone. This happens all the time and it has to do with something known as the allowed amount. …


Nirvana Health

Nirvana Health partners with therapists to simplify operations, streamline finances, and ensure happier clients so that you can focus on providing care.

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