Sad that you had to go through all these. You should not have gone ahead with the purchase when they increased the interest rate. Its not legit.

Also when you have an option, opt for pre-approved loans from your bank. Dealers get fat commissions in offering loans and insurance service to customers. Sure it takes some hassle to get these things on your own, but its worth. I almost saved 15–20k by getting insurance on my own.

Hope this gets the required attention from Renault India.