93.9% Of Homes In The US Have Positive Equity
93.9%的房屋有正資產

CoreLogic’s latest Equity Report revealed that ninety-one thousand residential properties regained equity in Q1 2017. The outlook for 2017 remains positive as well, as an additional 600 thousand properties will regain equity if home prices rise another 5% this year.
CoreLogic最新的房屋資產報告顯示,在2017年第一季度,有91,000戶房屋重新賺取了正資產。2017年的房屋市場前景仍然樂觀,如果今年的房價再次上漲5%,另外60萬戶房屋將重新賺取正資產。
The study also revealed that: 報告同時指出:
- Roughly 63% of all homeowners have seen their equity increase since Q1 2016
自2016年第一季以來,大約63%的房屋資產增加 - The average homeowner gained about $14,000 in equity between Q1 2016 and Q1 2017
2016年第一季度至2017年第一季度,屋主平均獲利約$14,000的正資產 - Only 1.6% of residential properties are near-negative equity
只有1.6%的房屋接近負資產
Below is a map showing the percentage of homes with a mortgage, in each state, that have positive equity. (The states in gray have insufficient data to report.)
下圖顯示每個州擁有正資產的貸款房屋百分比。(顯示灰色的州報告數據不足)

Significant Equity Is On The Rise 大量正資產上漲
Frank Martell, President & CEO of CoreLogic, believes this is great news for the “long-term health of the U.S. economy.” He went on to say:
CoreLogic總裁兼首席執行官Frank Martell認為,這對美國經濟長期來說是個好消息。他表示:
“Homeowner equity increased by $766 billion over the last year, the largest increase since Q2 2014. The rising cushion of home equity is one of the main drivers of improved mortgage performance. Since home equity is the largest source of homeowner wealth, the increase in home equity also supports consumer balance sheets, spending and the broader economy.”
“房屋所有者的資產在去年增長了$7,660億美元,這是自2014年第二季度以來最大的增長。房屋資產的上漲是房屋貸款業績改善的主要動力之一,由於房屋資產是屋主財富的最大來源,房屋資產的增長也改善了消費者支出和更廣泛的經濟效應。“
Of the 93.9% of homeowners with positive equity in the US, 78.8% have significant equity (defined as more than 20%). This means that nearly three out of four homeowners with a mortgage could use the equity in their current home to purchase a new home, now.
在93.9%的擁有正資產的屋主中,78.8%的屋主擁有大量正資產(佔20%以上),這表示有四分之三的屋主現在就可以利用現有房屋的資產來購買另一棟房屋。
The map below shows the percentage of homes with a mortgage, in each state, that have significant equity. (The states in gray have insufficient data to report.)
下圖顯示每個州擁有大量正資產的貸款房屋百分比。(顯示灰色的州報告數據不足)

Bottom Line 結論
If you are one of the many homeowners who are unsure of how much equity they have in their homes and are curious about their ability to move, meet with a local real estate professional who can help evaluate your situation.
如果您是屋主,不確定您的房屋資產權有多少,並且對您搬遷的能力感到好奇,歡迎與我聯絡,幫您評估現況,達成目標!
