Americans Still Believe Real Estate Is Best Long-Term Investment

Eileen Tien
Jul 27, 2017 · 2 min read

美國人仍舊認為房地產是最佳的長期投資

According to Bankrate’s latest Financial Security Index Poll, Americans who have money to set aside for the next 10 years would rather invest in real estate than any other type of investment.

根據Bankrate最新的金融安全指數調查顯示,有錢在未來十年可投資的美國人寧可投資房地產,而不是任何其他類型的投資。

Bankrate asked Americans to answer the following question:

Bankrate詢問了以下這個問題:

“What is the best way to invest money you wouldn’t need for 10 years or more?”

“將你目前不需要動用的金錢投資10年以上的最佳方式是什麼?”

Real Estate came in as the top choice with 28% of all respondents (3% higher than last year), while cash investments — such as savings accounts and CD’s — came in second with 23% (the same as last year). The chart below shows the full results:

房地產是第一名的選擇,高達28% (比去年同期高出3%),而現金投資 — 如儲蓄賬戶和定期存款 — 則以23%排在第二位 (與去年相同)。下圖顯示了完整的調查結果:

The article points out several reasons for these results:

報導文章指出了這個結果的幾個原因:

“After bottoming out at the end of 2011 following the worst housing collapse in generations, home prices have gone gangbusters recently, climbing back above their record pre-crisis levels. Prices jumped 6.6 percent during the 12 months that ended in May, according to CoreLogic.

在房市崩潰後,2011年底房價抵達最低點後觸底反彈,之後房價持續走高,回升至創歷史新高。CoreLogic表示,在今年5月過去的12個月中,房屋價格上漲了6.6%。

Toss in persistently low interest rates, tax goodies that come with owning a mortgage, and the psychological payoff from planting your roots, and maybe it’s no wonder real estate remains popular.

加上低利率,房屋貸款的抵稅優惠,以及種植生根的心理收益,也難怪房地產依然持續受到歡迎。”

The article also revealed that:

文章繼續提到:

“Bankrate’s Financial Security Index — based on survey questions about how people feel about their debt, savings, net worth, job security and overall financial situation — has hit its third-highest level since the poll’s inception in December 2010.”

Bankrate的金融安全指數 — 根據人們對債務,儲蓄,淨值,工作保障和整體財務狀況的看法的調查 — 自2010年12月開始調查以來,已達到第三高。

Bottom Line 結論

We have often written about the financial and non-financial reasons homeownership makes sense. It is nice to see that Americans still believe in homeownership as the best investment.

我們經常討論擁有房屋所有權的財務和非財務利益,很高興看到美國人仍然相信房屋所有權是最好的投資。

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