Rising Home Prices Mean Great News For Homeowners
房價上漲是屋主們的好消息

Recently there has been a lot of talk about home prices and if they are accelerating too quickly. As we mentioned before, in some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers who are out looking for homes, which has caused prices to rise.
最近有很多關於房價是否上漲得太快的討論,正如我們先前提過,目前賣家的供應(出售房屋)跟不上尋找房屋的買家需求,而導致價格上漲。
The great news about rising prices, however, is that according to CoreLogic’s Homeowner Equity Report, the average American household gained over $14,000 in equity over the course of the last year, largely due to home value increases.
然而,房價上漲的好消息是,根據CoreLogic的“房主權益報告”指出,美國的屋主們在過去一年中平均獲得了超過$14,000美元的抵押產權,主要就是因為房屋價值上漲。
The map below was created using the same report from CoreLogic and shows the average equity gain per mortgaged home during the 1st quarter of 2017 (the latest data available).
下圖是使用CoreLogic提供的報告來顯示2017年第一季度的平均抵押產權收益(最新數據)。

For those who are worried that we are doomed to repeat 2006 all over again, it is important to note that homeowners are investing their new-found equity in their homes and themselves, not in depreciating assets.
對於那些擔心我們將重複2006年的人們,重要的是要注意,屋主們將賺取的抵押產權投資回自己的身上,而不是在貶值資產。
The added equity is helping families put their children through college, invest in starting small businesses, pay off their mortgages sooner and even move up to the home that will better suit their needs now.
增加的抵押產權可幫助孩子上大學,投資創立小型企業,早日償還清房屋貸款,或是搬遷至更適合需求的房屋。
Bottom Line 結論
If you are a homeowner looking to take advantage of your home equity by moving up to your dream home, contact an agent in your area to discuss your options!
如果您是屋主,希望利用您的抵押產權來搬遷至夢想的家園,歡迎與我連續來討論您的選擇!
