I feel you pain. I live in the (extended) SF Bay Area and commute 4 hours total each day to get to SF. I cannot afford to live any closer without going into major debt. I am on a “full” fellowship through my school but it is just not enough. I have thought about living in my car too, but I have a dog so it would not be feasible.
As soon as I finish my degree, I am out of here!!