What You Need To Need TO Know About PIP

What You Need To Need TO Know About PIP:

PIP or personal injury protection is very important at the time of auto accidents. It is a type of insurance that protects you with the best medical benefits at the time of injury. PIP is an auto coverage required in no-fault states like Florida in which insured buy coverage plans for their injuries regardless of the fault at a certain limit.

What PIP Covers:

PIP coverage pays for your injuries after you have been involved in an accident. These damages include medical bills, lost wages, and death benefits. According to Florida, a minimum of $10000 PIP is required. This coverage makes sure that you can receive treatment when you are injured in a wreck.

How To Avail PIP Benefits:

There are a few restrictions that you should be aware of. If you do not see a doctor within 14 days of the accident, you lose these benefits! Just think about it…The policy you have paid for over years won’t be available if you do not seek treatment from a health care provider. The types of health care providers that can help you protect your PIP insurance benefits include:

• Doctor
• Dentist
• Chiropractor
• Nurse Practitioner
• Physician Assistant

What If An Insurance Company Denies Your Benefits?

Your insurance company should be dedicated to providing you with the PIP benefits that you have paid for already, but still, they occasionally deny your insurance benefits. This is highly stressful for a person suffering from injuries and not being able to receive the treatment they need.

The main reason that insurance companies are allowed to deny your benefits:

• Medical care was not started within 14 days of the car wreck

You don’t have to panic in such a condition, we can help you in your tough times. We can help you protect your PIP benefits! Fill out the online form to start the process of making sure you get full access to the $10,000 in benefits you have paid for. Even if you decide not to follow up with treatment, at least your benefits are protected if you decide later that you need treatment.