Anti-Overdraft Cash Advance Apps
We have all been there, we make some sort of payment for a good or a service and we think we have enough money in our account. As it turns out, we did not have enough in the account to cover the cost and we get nailed with a pesky overdraft fee. The bank is literally dinging us for a miscalculation on our part, and charging us more money as a result! This is a problem, being charge more money for not having money. With every problem, there is a solution and the market has several solutions that are coming up that solve the overdraft problem: anti-overdraft Cash Advance apps, FINALLY!
This overdraft problem has been ongoing but it was not until recently, in 2016 had it reached record levels. Not since 2009 have banks made that much money from their customers for making a miscalculation, to the tune of $33.3 billion. We want to stop them from making money for doing nothing so we started a website called overdraft apps. It is our goal to bring you the latest information about apps that can help mitigate those losses taken from overdraft fees. We are problem solvers always on the lookout to help out those in need!
Dave App
To get that back account a quick jump start, Dave gives you the opportunity for a maximum of $75 cash advance. Now there is a monthly charge of 1$ for this service, it can take up to 2 days to be qualified, and of course tips are always appreciated. If you would like to know more, check them out here: https://dave.com
Earnin App
Earnin is a great app. This app is like the Dave app but it works slightly different. What they do is take your time sheet and allow you a cash advance, AT NO CHARGE, based on the hours you normally work. You can find out more detailed information here: https://earnin.com
Even App
Are you looking for more apps like Dave and Earnin? Even is a pretty powerful app in that it helps track your finances, such as your expenses and bills as well as your income. This will help you control that budget a little better and in the event of a problem they offer an advance on your paycheck. Just be advised they do have limited employees so wait times might be an issue. More about the Even app: https://even.com
PockBox App
If you find yourself in a bind, PockBox can offer you up to $2,000 in help, which is really nice. Its not a new and polished app like Dave and Earnin but their approval rates are very high and you would probably get what you need with them. Their website: https://pockbox.com
Cash Advance Apps Videos
- Earnin: https://www.youtube.com/watch?v=bgHzz1vpp-I
- Dave: https://www.youtube.com/watch?v=MhowgIbkL-8
Before using any of these apps I advise you to check out the center for responsible lending: https://www.responsiblelending.org/
