There is a lot in your article I agree with. It took me some time to realise that myself. I think the fear of failure is very big issue for many (and it was for me too). Another thing is though to understand what things you are willing to compromise and which not. It took me time to figure out my compromises — because I am not perfect myself. But before sounding preachy — settling and compromising are two different things. If you compromise, you don’t loose part of yourself. Settling to me is more about moulding one-self to fit someone’s else idea — which is never a good thing.