Let’s prove my thesis on Wealthtech and AI and build a pipeline of startups together! :)
Let’s build together this pipeline of Wealthtech startups leveraging AI:
https://docsend.com/view/wheeiujbjzrdy2n3
(Did you find any mistake? Please let me know 😊)
To begin with, I would like to express my gratitude to everyone who is helping me to further develop my thesis and that has commented on my last LinkedIn post. I am grateful for the positive feedback :).
After researching Wealthtech and identifying gaps in the market through the Market Map we built together last time, the next step is to identify opportunities where novel technologies can disrupt the industry in the future.
Through conversations with industry experts, I am convinced that the future of Wealthtech lies in the integration of AI to improve returns, liquidity, and the distribution of Wealthtech products and advice. In this post, I will explain high-level new solutions that can fill the gaps in the market for wealth advice, wealth offering, and types of products.
One of the key gaps where AI will have a significant impact is in automated wealth advice. By using personalized and optimized investment strategies, clients will receive tailored advice based on their risk-return profile and investment term. AI tools and copilots for wealth advisors, AI-powered direct advice, and D2C financial planning tools will make this possible.
Another area where AI will be leveraged is in automated wealth offering. This will enable just-in-time personalized wealth offerings to be seamlessly integrated into clients’ preferred online/offline platforms, web pages, or apps. Wealthtech solutions and APIs will be embedded in these platforms, along with automated wealth managers that use AI to optimize investments.
Finally, new wealth products are expected to emerge in the industry, including alternative investing platforms, interval funds, social investing, tokenization, fractionalized assets, and AI-powered ETFs. These products will enable clients to access new opportunities and build more efficient investment decisions and tax structures.
In the following weeks, I will validate this thesis by finding examples of startups disrupting Wealthtech and filling the aforementioned gaps. If you know of any Wealthtech startups leveraging AI, please share your insights in the comments below.
