Patrice LeblancRetirement Decumulation Strategy for personally managed fund — should you go for a fixed$ or a…Ok, you’ve decided to managed your own fund or portion of it while in retirement. Should you go for a fixed $ or a fixed % withdrawal?Apr 3, 2017Apr 3, 2017
Patrice LeblancRetirement Decumulation — Annuity vs Do it yourselfIf you own a saving fund for retirement you need to think about how you will withdraw your fund. Why not take an annuity?Mar 30, 2017Mar 30, 2017
Patrice LeblancDeep in the valley, how bleak things look — An analysis of Equity riskAs the all omniscience narrator of Bilbo knows, things are not as black as they appeared in the middle of the dark forest of Mirkwood.Mar 18, 2017Mar 18, 2017
Patrice LeblancInvestment portfolio — the untold risk of using bondsI’m skeptical to say the least of bonds return. I know that many due to behavior reason(risk adverse) likes to have bonds, but there`s a…Mar 14, 2017Mar 14, 2017
Patrice LeblancSequence of returns; why it may NOT matters while in retirementThere’s a myth around the net promoted by investment banks and Ph.D. that the sequence of returns matters while in retirement in order to…Mar 13, 2017Mar 13, 2017
Patrice LeblancSmoothed average — A better way to estimate pensionSmoothed average is a moving average with a twist. Moving average is the average of the past few balance. Smoothed average also add adjust…Mar 6, 2017Mar 6, 2017
Patrice LeblancVarious aspect of Investment RiskHow often we go to an investment adviser and he tells us about the risk of our investment. The heart of the survey is trying to determine…Feb 28, 2017Feb 28, 2017
