One of the biggest obstacles to buying a home is coming up with the down payment. How much you put down on a conventional mortgage will dictate whether you’ll have to buy private mortgage insurance (PMI) as a premium on your home loan. …

Planning to buy a house? Before you even start looking at houses online or drop by that open house, get your pre-approval first. That way, you’ll know what price range you qualify for and what to expect. Getting pre-approved for a mortgage before you shop for a home isn’t required…

You’re ready to sell your house, and you’ve chosen a real estate agent you trust. Now’s the time for your listing agreement. The listing agreement is a written arrangement between you and your selling agent to begin the selling process, You may be a bit nervous about signing the listing…

by: Patrice A. Kelly Published on FilmDaily.co September 24, 2020 California is burning — as are Northern neighbors Oregon, & Washington. Wildfires are destroying hundreds of acres of land, killing crops, animals, & people, — leaving devastation in their wake. The question is, why is this happening and what can…

Closing on a home is a significant part of the homebuying process. You should be familiar with all of the closing documents. You can make sure there are no surprises by coming to the closing prepared. Take the time to understand the buyer’s closing documents to make the closing process…

Ready for frugal living? I know what you’re thinking. No, you don’t have to be a cheapskate, give up your favorite things, or live in a hut. So don’t panic. A frugal lifestyle is simply a way to take control of your finances. …