Paul Y.inBeam JournalWhy Do Banks Make So Much Money Now?Bank profits are at record highs. We examine why.Aug 8, 2017Aug 8, 2017
Paul Y.inBeam JournalWhy Are Lending Rates Going Up, but Deposit Rates Are Not?Fed has hiked interest rates 4 times since 2015. Loan rates increased correspondingly, but not deposit rates. We explain why.Jul 27, 20171Jul 27, 20171
Paul Y.inBeam JournalBeamographics (1): Personal Finance on One PageWe summarized financial product universe on one chart.Jul 13, 2017Jul 13, 2017
Paul Y.inBeam JournalIs US Falling Behind in Financial Innovation?US needs smart regulations to continue see innovation in the banking spaceMay 19, 2017May 19, 2017