I read the study, and was dubious about the conclusions drawn because if I remember correctly, the…
Sarah Newcomb

The actual question was “ “How much money do you have saved in your savings account?” but you bring up a good point.

What I’ve always heard is that you should have 6–8 months of living expenses in liquid assets, which wouldn’t be 401(k) or IRA, and not everyone has a brokerage account… and not every brokerage account is liquid.

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