Sorry, most real estate crowdfunding platforms in the United States won’t allow you to invest unless you’re an “accredited investor” this is the law and is for “your own protection” An accredited investor means you either make more than $200000 a year or have 1,000,000 liquid net worth NOT including your residence.

So my unaccredited friends, you’re “protected”from investing in a loan that’s backed by a tangible asset ( real estate) but are free to invest in unsecured personal loans. ( such as #4 on the list) The accredited investor law in my opinion only helps those with more money to make more money. It’s a total crock of shit.

I invest in both peer to peer lending and real estate crowdfunding and from my experience it’s more work selecting P2P loans to invest in. But don’t be discouraged- there are a (very) few places that the unaccredited investor can invest in real estate crowdfunding, I won’t mention any names here cause I don’t want to be accused of being a “shill” for them but if you do some research you’ll find them. You’ll also need patience to invest in them because there’s a bunch of regulatory Bullshit they have to deal within order to offer it to the unaccredited, so much in fact that the legal fees and red tape can turn a good investment into a undesirable one.