Mr. Jim Roye, excellent observations and a highly perceptive response, if I may be so bold.
Yes, I too want to get employers out of the equation and would require them to pay a large portion of their premiums to the employees. I don’t know what my wife’s employer is paying on our plan but she pays about $700 a month or some $8400 a year on $72,000 to $82,000 a year salary.
That’s at least 10%
Whatever they are paying should now go directly to her paycheck minus 10 or 20%
The employer is happy. Their costs go down.
She is happy. She gets a raise, albeit then must pay some tax for the healthcare.
But she should come home with net higher wages.
So the main impact of the Jay Parker plan or officially known as ParkerCare or ParCare for short is to DO NO HARM!
Employers must see lower costs under the plan. Employees must see greater take home pay. The care must remain equivalent to today’s standards. Doctors, nurses and hospitals are not to be financially harmed by this unless they are currently abusing the system and writing a million prescriptions for opioids.
I certainly do not want VA for all. That is the English system. I want the government to collect the premiums and disperse directly to providers. They are to fight it out on procedures that were done and the price to be paid.
Everyone must be fair and reasonable.
No one is to be able to make a killing instead of a living. Even the drug companies.
I’d rather have the government as the middleman money changer than private money hungry insurance companies.
My neighbor is living in a $2 million home and works for a health insurance company as some kind of gimmicky system rigger.
Let us at least consider a different way.
Look at Switzerland.