What a ride 2020 has been! No one could have predicted as we began the year that this is how it would be winding down. The COVID-19 pandemic has changed everything. It has been the most challenging, stressful event of our lifetimes, and we’re grappling with the fact that we may only be in the middle of the storm. Where does this end? What does the world look like on the other end? The year has been a roller coaster of emotions, loss and hope, misfortune and fortune. Yet at the most challenging times of our lives is where we…




Phil Johnson

Sharing thoughts on money, business, tech, faith, and life. I hope you learn from my mistakes!

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