This is complete fantasy bullshit. Who the hell buys a house at 22? As an Xer I didn’t buy my first house until I was 39. I rented for 22 years before that. RENTED. You can stop buying groceries at Whole Foods and shop at Aldi’s. I still buy clothes at thrift shops. (That’s where a lot of us Xer’s shopped at your age- it wasn’t just for the novelty or to be cool- we were broke.) You are an eltitist.