About 10 years ago, my wife and I realised that our finances weren’t crash hot. It was just after I finished post-graduate study and got a job, so a good time to revisit our budget. We stumbled across this great app/process/cultish-support-group that we still use today. It’s called You Need A Budget (YNAB).
For us it’s now pretty simple. My wife and I both work and are paid a salary. We know (roughly) the things we need to spend money on each month, quarter, and year¹. We’ve set ourselves up so that each month, we put each dollar we earn…
I’m Paul Berkman and I live in Brisbane, Australia. I am a straight, white, cisgender, able-bodied, post-graduate educated, middle-class, middle-aged man. This isn’t a brag, it’s just a bunch of facts about me. I mention them here to demonstrate one thing: I am abundantly privileged.
Over the last couple hundred years, privilege has gone hand-in-hand with a lot of clever technology¹. These have helped the world in a lot of ways. But as it stands, privilege in the industrial world has also led to immense damage to the planet². Major impacts from climate change on life as we know it…
Husband, father of 2, data scientist, reforming academic. All views expressed here are my own, RT does not imply endorsement.