About 10 years ago, my wife and I realised that our finances weren’t crash hot. It was just after I finished post-graduate study and got a job, so a good time to revisit our budget. We stumbled across this great app/process/cultish-support-group that we still use today. It’s called You Need A Budget (YNAB).

How does my household budget work?

For us it’s now pretty simple. My wife and I both work and are paid a salary. We know (roughly) the things we need to spend money on each month, quarter, and year¹. We’ve set ourselves up so that each month, we put each dollar we earn…


I’m Paul Berkman and I live in Brisbane, Australia. I am a straight, white, cisgender, able-bodied, post-graduate educated, middle-class, middle-aged man. This isn’t a brag, it’s just a bunch of facts about me. I mention them here to demonstrate one thing: I am abundantly privileged.

Over the last couple hundred years, privilege has gone hand-in-hand with a lot of clever technology¹. These have helped the world in a lot of ways. But as it stands, privilege in the industrial world has also led to immense damage to the planet². Major impacts from climate change on life as we know it…

Paul J Berkman

Husband, father of 2, data scientist, reforming academic. All views expressed here are my own, RT does not imply endorsement.

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