Pranay ChirlaDifference between rainy day fund and an emergency fund — Bright MoneyA rainy day fund is typically used for smaller expenses that go beyond your regular budget, like last-minute splurges or small emergencies…Nov 30, 2021Nov 30, 2021
Pranay ChirlaRobo- Advisors: What are they and how do they work? — Bright MoneyRobo-advisor provides automated financial planning and investing and is typically used in place of a traditional financial planner…Nov 30, 2021Nov 30, 2021
Pranay ChirlaHow to Choose The Best Credit Card for You — BrightSome credit cards pack on lots of bells and whistles. Others are limited and fairly straightforward. Points, perks and extra protections…Nov 30, 2021Nov 30, 2021
Pranay ChirlaWhat is APR and How Does It Work? — Bright MoneyWhen you apply for a loan or a credit card, you’ll see two different numbers that signal how much it will cost you: the interest rate and…Nov 29, 2021Nov 29, 2021
Pranay ChirlaHow Much Income You Should Save Each Month — Bright MoneyEverybody knows the importance of saving. But how much you should save can feel like an open question. How does anybody start building…Nov 29, 2021Nov 29, 2021
Pranay ChirlaWhat’s a good credit score — Bright MoneyCredit scores between 580 to 669 are considered fair, 670 to 739 are considered good, and scores between 740 and 799 are considered very…Nov 29, 2021Nov 29, 2021
Pranay ChirlaTop 5 Reasons a Credit Card Application Was Denied — Bright MoneyA denial on a credit card application is not the end of the world. In 2020, about 21% of credit card applications in the US were denied…Nov 26, 2021Nov 26, 2021
Pranay Chirla5 Ways to Maintain a Debt-Free Life — Bright MoneyNo one really wants to be in debt. It’s stressful, and it costs money you could be spending in more meaningful ways. But some days, living…Nov 26, 2021Nov 26, 2021
Pranay ChirlaHow to Deal With Unexpected Expenses — Bright MoneySudden expenses, like major medical bills or expensive home repairs, can throw you off track, derailing your monthly budget or sidelining…Nov 26, 2021Nov 26, 2021
Pranay ChirlaInvesting Basics For Beginners: Investing 101 — Bright MoneyInvesting is an important part of financial well-being. It’s how most people plan and pay for major milestones — by investing with…Nov 26, 2021Nov 26, 2021