This is where I will write out what I have learnt over the past decade of observing, analysing, synthesizing, and contemplating the erstwhile “informal economy” with a particular emphasis on consumer behaviour, purchasing patterns, business models, payment plans, transaction models, cash flow, working capital, and trade/business.

Characteristics of the operating environment, the context, the frameworks and models perceived through observing patterns across continents and contexts, as well as exploration of biashara economics. I will also collate earlier thinking together and provide links here.