What is the average cost of motorcycle insurance? — The regular cost of motorcycle insurance in the United States is €729 per year. However, prices can vary by more than 150 percent, depending on where you live. However, regardless of state law, all passengers benefit from current coverage. We collected thousands of estimates from across the country to determine how much it costs to cover your bike, health, and finances.
We looked at motorcycle insurance quotes from all 50 states and found that the average cost of motorcycle insurance in the United States is $729 for a full year of coverage. Because the cost of coverage varies depending on where you live, it’s a good idea to shop around for lots of quotes to discover the best deal.
The following are the coverage limits:
- Bodily injury liability cover: €100,000 per person/€300,000 per accident
- Property Damage Liability Coverage: €50,000
- Comprehensive and collision deductible: €500
States with high and cheap motorcycle insurance
The five states with the inexpensive insurance quotes had rates at least 36% cheaper than the national average. All the states with the lowest rates were in the Midwest and Great Plans. The following are the states with affordable rates:
- North Dakota
- Iowa
- Wyoming
- South Dakota
- Nebraska
Unlike the most affordable states, the most expensive states for motorcycle insurance did not reveal a significant geographic correlation. However, they have larger populations and longer driving seasons. The following are the states with the most motorcycle insurance
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