From $450 million to over $7 billion in under a year. The total value locked in DeFi or, simply put, the growth of this disruptive financial system, is the proof of our desire for change.

#defi is a rapidly growing movement, driven by a community of hard-working creatives who want to move away from the outdated financial system forced upon us.

They are reshaping the concept of finance, from the way we look at money and use it to our ability to take control of it.

So far, the movement is on the right path.

Getting started with DeFi can…


Over the last 70 years, financial services have changed beyond recognition.

High street banks are being replaced by online-only banks.

Savings accounts are giving way to loan investments.

Fred, the financial advisor who told you the best way to safeguard your dollars and euros, has been replaced by AI-driven programs that tell you how to invest your crypto.

But how did things change so much and what happened along the way? …


For many years, investment has been about an exclusive group of rich people getting even richer, playing a game that no one else knew the rules to.

Without the money to get started or the technical knowledge to wrap their heads around the jargon, most people were left out in the cold. But the financial world is changing fast.

Nowadays, there are new ways to invest your money that are accessible to just about anyone. One of the easiest and rewarding ways to invest in 2020 is investing in loans.

€249 million invested this last month in Europe alone just…


We live in a rapidly changing world that seems to get less and less stable every day. The institutions that have been the cornerstone to our societies are no longer trusted. The systems that have upheld them have proven to be rotten to the core.

Never before has the need for profound change been so pressing. Thankfully, this need coincides with the emergence of technology that can help make this change happen.

Blockchain promises to reshape the foundations of our everyday lives. …


For investors looking for a greater yield, peer to peer lending as an investment is a smart move. As savings and bond rates increasingly fail to deliver and outmoded systems make old school investing a chore, peer to peer lending — with its high ROI and excellent accessibility — is clearly on the rise.

When we say that it’s clearly on the rise, we mean it. According to the research done by Valuates Reports, the global peer-to-peer (P2P) lending market size is expected to reach more than 550 Billion USD by the year 2027. That would mean a significant 29.7%…


You may have heard the term DeFi and wondered “what the hell is that?” In a world where snappy abbreviations come thick and fast, it can be hard to keep up.

Simply put, DeFi is a blend of two words — ‘decentralized’ and ‘finance.’

But what is decentralized finance and why should you care? Well, it’s a revolutionary concept that will change the world in a profound way. So, you most DeFi-nitely should care.

And while at first glance it may seem a complex topic, DeFi is a straightforward notion that can be explained in easily digestible steps.

So, let’s…


In this digital age, where technology is simplifying and speeding up every aspect of our lives, the idea of piles and piles of paper contracts seems outdated, inefficient and unnecessary.

Enter smart contracts.

A digitally encrypted agreement that’s underpinned by blockchain, a smart contract is the easiest and safest way to make a deal. It’s traceable, transparent and removes the need for trust — everything is encoded in the original deal, then automation takes over.

No third parties, no unexpected terms or conditions and no bureaucracy.

So, let’s find out more about smart contracts and discover why they’re about to change everything.

What is a smart contract?

We all know that a contract is an agreement between two or more people. But what is a smart contract and what makes it ‘smart’?

Well, a smart contract takes the idea of an agreement and turns it directly into…


P2P lending and crowdfunding often get lumped into the same group — after all, they both involve online platforms that connect people looking for funding with investors. So, it’s not hard to see why, to the average person, they seem like the same thing.

In fact they’re completely different. As different as chalk and cheese. Well, as different as Brie and Manchego, at least. But how are they different and, as an investor, which is the way to go?

Let’s delve into the details and find out a little more about P2P lending and crowdfunding.

What is P2P lending?

Simply put, peer to peer…


Stablecoins boom amid the coronavirus crisis
Stablecoins boom amid the coronavirus crisis

In uncertain times, stability is key. As healthcare systems the world over experience an unprecedented challenge, so too does the global financial market. And as a revolutionary financial technology, crypto faces its biggest challenge yet.

While many cryptocurrencies have fallen during the coronavirus crisis, stablecoins are booming, living up to their name and proving their value. It’s very timely, then, that Raise is adding two new stablecoins to its platform — USD Coin (USDC) and Tether (USTD) — both of which have seen big gains during this time of uncertainty.

The rise of stablecoins during the coronavirus crisis

While economic systems the world over have suffered during the…


An increasingly popular way to connect entrepreneurs and secure investment, crowdlending is proving to be a key driver for innovative growth stage businesses. It connects those businesses that have great potential and disruptive ideas with major investors, empowering emerging markets around the world, especially in developing countries.

An emerging market in its own right, crowdlending is changing the investment landscape. Add the ever-increasing popularity of blockchain to the equation and you’ve got two miracles of the modern era that, when combined, will revolutionize the way ideas and businesses come to life.

Let’s take a deeper look at crowdlending and find…

Raise

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