Ah. I see you like to respond with argumentum ad hominem and false generalization instead of actual logic and evidence.
As one of the “uninsurables” pre-ACA, I actually know quite a lot about it. Perhaps not as much as you, but since you’ve declined to share your knowledge and instead attack me personally, I guess we’ll never know.
I’m disappointed, but — given an admittedly hasty scan of your other posts—not terribly surprised.
Have a nice evening.