You say in your opening paragraph that “working people bring their labor, and store their savings in banks; those savings are then loaned out in order to grow businesses and fund construction.” This is inaccurate and misleading. Banks create money out of thin air when customers request loans, a sleight of hand trick made possible by laws that allow a fractional reserve banking system to operate. Once this fictional money is deposited into the customers account, these rules then allow the bank to loan a further 90% of the amount deposited, and so on. The interest the banks demand is never created — only the principle — which means there is never enough money in circulation for all loans to be repaid. And that is the essence of the slavery system that keeps most people working for these criminal organisations.