Traditionally, banking involved a substantial amount of paperwork. Even simple transactions like withdrawing cash required you to fill in the withdrawal slip. For special provisions like requests for cheque books or account statement, you would require to file an application in person to the bank manager.

However, this scenario changed when banks started using computers. Computers speed up transactions and save a lot of paperwork. Since the launch of internet, ATM and internet banking facilities were introduced and banking transactions could be done at home using a computer.

With the spread of internet to mobile devices, people tried to use the internet banking facilities on their cellular devices. However, limitations of hardware and resources prevented them from accessing the banking facilities.

To target the banking needs of thousands of smartphone and mobile users, banks came up with a unique facility of mobile banking. YES Bank is one of the forerunners to implement this revolutionary technology.

Banks have now launched several apps that support different types of mobile platforms including Android, Windows, Blackberry, iPhone, etc. These dedicated mobile apps offer several basic and advanced facilities to the users.

Basic facilities covered by this service include Balance Inquiry, Mini-statement, Fund Transfer and Request for a New Cheque Book. Some of the sophisticated procedures like preventing a cheque from getting processed can now be done through this service.

Advanced facilities like bill payments, fixed deposit enquiry, mobile shopping, DTH and phone recharge, etc. are now accessible through mobile phone. In addition to this, you can also buy insurance policies or make donations through this state-of-the-art facility.

You can avail this facility by activating it through one of the bank‘s branch offices. Just a simple application form will open the gateway of portable banking for you. Moreover, banks like YES Bank provide this facility free-of-charge to its customers.

So, why worry about visiting banks or ATMs, when you can do transaction on the go with Mobile banking.