Thanks John for putting your thoughts out there. I feel your pain as do a lot of people — maybe most of the middle class. We’ve been told over and over that it’s our fault because we didn’t bootstrap ourselves enough, sell our souls enough, or work the 120+ hr weeks it takes to make it (some people have families that eat into their work (waking) life). There was a time when the middle class was healthy (of course that middle class was white men, excluding women and minorities, but the model is not necessarily impractical for contemporary society), but that mechanism has been diluted and distorted so that only the bootstrapping myth remains. And so the middle class is left fighting amongst itself because there seems to be nobody else to fight. We argue over Trump or Clinton, when neither is likely to change the rules enough to allow for regular people to have the lives they hope for. This is like being asked to choose a punch in the right side of the face or the left side, and told that we can’t complain if we don’t choose. I hate to be so cynical about this but I have a child that I hope someday will live in a home that they actually own, paid for with a job that pays a reasonable salary, trained by attending a university without a crushing massive debt at the end. Some may say I’m a dreamer but I’m not the only one.