I’ve always been good at living with a budget and also really good with numbers (seriously, I…
garli
115

I guess the problem is that not everyone has the resources to customize a system to suit their needs. Especially when they don’t know what their needs are!

I don’t struggle with budgeting, but I am also super picky about how my tracking systems work. And when I found ones that I could live with (remember Wesabe?), they’d change their interface or go out of business. I eventually had to cobble together my own thing, which I love but is not something that a regular user could maintain (I don’t add accounts often enough to have an UI, I’ll just set it up in the database tables manually — it mostly just automates transaction tracking and reports).

YNAB and Mint seem like the defacto one-size solutions that are available these days. I don’t think I know of anything else. It’s probably worth struggling through learning it for new budgetters — even if they don’t enjoy it, it might crystallize their requirements for when they try other solutions.

One clap, two clap, three clap, forty?

By clapping more or less, you can signal to us which stories really stand out.