“What’s the deal with employer retirement accounts potentially being protected from creditors, and will I give that protection up if I rollover into an IRA?”
Should I Roll My 403(b) Into a Traditional IRA, or Convert It to a Roth IRA?
Nicole Dieker

Not an expert, not my country even. But I don’t think this would be applicable to you after the rollover because once it’s not with the employer, you don’t need protection if the employer goes bankrupt. You’d have severed all ties.

If YOU go bankrupt, it looks like your IRA will remain intact, up to around $1M — which we would all look forward to having to worry about.


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