Data from the Federal Reserve indicates that the percentage of Americans under 35 who hold credit card debt has fallen to its lowest level since 1989
Millennials Don’t Use Credit Cards Because They Have No Money
Jonathan Blumberg

The data seems to refer to millennials not holding credit card DEBT, which is different from not having credit cards or using them.

To which I’d say — go Millennials!

The only way to come out ahead with credit cards is to not pay interest on an outstanding balance. Since most people probably can’t afford to max/pay off their CC every month (limits are designed that way)… I’d say this is could actually be indicative of millennials having their shit together.

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