The Time Horizon of Wealth Is Super Long
Nicole Dieker

The opposite is true as well: just like unexpected expenditures, unexpected windfalls also happen periodically. You get a signing bonus, advance, inheritance, back pay, vacation pay, award, publish a book, legal settlement etc.

Most people would spend their windfalls, but using them to replenish savings or save for unexpected expenditures would be prudent. With the exception of medical expenses (which is why socialized medicine is so important), windfalls can offset unexpected expenses and maybe smooth out the path to Freedom.

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