Robert ErikssonBlockedUnblockFollowFollowingHead of Engineering, Lloyds Banking Group. Passionate about Agile, DevOps and coding. Keen runner, Karate enthusiast, husband and father of 3. Views are my own.Nov 24, 2015What blockchains achieve could have been done before, albeit in a less elegant way, but there wasn’t the alignment of incentives to produce the applications that will create a de facto reality.Blockchains and BanksDavid Galbraith1279Spot on!