from Twitter https://twitter.com/MAPFL_LLC from http://mapflcom.blogspot.com/2017/06/here-is-financial-planning-to-do-list.html

If you sell or market annuities, you may face a frustrating problem. This should be the best market for retirement savings products ever. Employment is pretty good. More than 15,000 U.S. adults are turning 50 every weekday. …

Lincoln Financial Group has turned to a company veteran to lead its life insurance unit. Randal J. Freitag, the company’s CFO since 2011, assumes the helm of Lincoln’s life insurance business, providing strategic oversight at the senior management committee level. Mike Burns, head of the life unit, will continue to…

Well, the day of reckoning has come and gone. The new Department of Labor’s new Fiduciary Rule is largely in effect across the financial services industry. Discussion over the rule and its implications have been debated over the last couple of years with a fair degree of intensity. …

from Twitter https://twitter.com/MAPFL_LLC from http://mapflcom.blogspot.com/2017/06/i-agree-httpstcowlibfenf98.html

from Twitter https://twitter.com/MAPFL_LLC from http://mapflcom.blogspot.com/2017/06/retirement-satisfaction-isnt-what-it.html

The emerging popularity of fixed indexed annuities (FIA) with a seven-year surrender period is reducing commission income to agents, data shows. First-quarter indexed annuity commission received by agents dropped to 4.96 percent from 5.37 percent in the year-ago period, data from Wink’s Sales & Market Report indicate. “Shorter-term products pay lower commissions,” said Sheryl J. Moore, president and CEO of Moore Market Intelligence and Wink, publisher of Wink’s Sales & Market Report.

As the annuity marketplace evolves in reaction to the Department of Labor fiduciary rule, more and more insurance carriers are jumping onto the buffer annuity bandwagon as the popular products continue to gain traction with clients. While this is clearly the case, it’s more important than ever that advisors take…

The focus on fees and taxes is expected to make life difficult over the next year for life and annuity products in the eyes of financial planners, a new survey on investing trends found. Usage or recommendations of fixed, variable and indexed annuities fell by several percentage points from 2016 to 2017, the survey of certified financial planners found. Likewise, usage/recommendations of fixed and variable permanent life insurance products also fell by several percentage points.