Saving Time = Saving Money

How to get a better ROI on your time

Most people don’t sit down and calculate how much time they spend on their finances every month. The average estimate? 30 hours.

You might think, “Not me, Rob.” But not so fast, when you think about:

  • Calculating bills
  • Setting a budget
  • Managing debt
  • Arguing over money (many people do)
  • And all of the sleep you lose over financial stress

30 hours seems reasonable. Doesn’t it?

You see, I am in the organization business. My goal with all of my clients is to get them to 10 hours/week, total. How?

First, I develop a flexible budget with them where they can easily add expenses, save, and pay off debt. Ideally, within six months, they’ll have a small emergency fund, be one month ahead, and on their way to taking care of the debt that matters to them most.

Second, I create a time table of when they should start budgeting and how long it should take. There are programs that help and 90% of them are free unless you want to get really fancy.

Lastly, I map out a plan for the next 12–24 months. This eliminates the guesswork of “what comes next” because they’ll know. They’ll also have contingencies in place if an emergency happens and how that will impact their plan.

How long does this entire process take? My time is usually two hours, their time is usually five or six. It really depends on the personal and how organized their finances are.

Seems like a good trade to spend six hours on your finances to save 20 hours per month, doesn’t it? Why wouldn’t you? Oh yeah, plus, if you’re having a hard time, RTM SOLUTIONS DOESN’T CHARGE.

Give us a jingle and we can chit chat about how to save you time, money, and be a premier financier. It’s your life, and you’ve only got one of them. Quit wasting time and start getting organized.

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