Dala, the Raiden Network, and the path to decentralization
Globally, over 3.5 billion people are not adequately served by current financial solutions. Over 2 billion people do not have bank accounts and another 1.5 billion only have basic savings accounts, which are not transactional. These underserved consumers are primarily based in Latin America, Asia-Pacific, and Africa. Across these emerging markets, the two key barriers to financial services are access and cost.