Another great article on debt Jack!
Having a plan in place and organizing yourself should always be the first step. Asses your damages. See where the debt is coming from, what has the highest interest rates, how much are you paying each month for each credit, etc.
Debt consolidation could be a very useful solution for people. Making payments streamlined into one location could reduce debt and STRESS exponentially. However, I think the personality and type of person you are should be considred. A discplined, strong-minded person would be better for this since they know once they consoildate, they still can’t afford to put any more debt on those cards.
There are so many wonderful websites and professional like yourself giving out advice on the web for financial services and debt. I get a lot of advice from https://www.debt.com regarding financial tips also. They cover all aspects relating to debt.
Having been in debt soon after college with student loan payments and credit card debt, I try to keep aware of any insightful help in these areas since I DO NOT want to be dealing with that again.
Thanks for the article Jack.