Nope, don’t live in the US. Don’t see a problem with paying more as a member of an objectively higher risk demographic, either. Insurers have to cover their bases or they’ll run out of money and won’t be able to pay out if something goes wrong for me, which would be a bigger problem than paying a few quid extra per month. Either that, or lower-risk women can subsidize my risk, which I suppose they’re free to do in the interest of equity if they truly want to, but it doesn’t seem very fair.