Payment 101 series

3D-Secure (1.0) explained

Ruimin Yang
8 min readApr 1, 2019

This is part of my payment 101 series, which will focus on the basics of payment industry and trying to “decipher” the truth behind the buzz words

While the whole world is already talking about 3DS 2.0, it is important to first understand 1.0. In this blog, I will give a work-through of the 3D Secure. More importantly, I would highlight the reasons behind each of the processing steps to give you a better understanding on why things were designed in such way.

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Ruimin Yang

Writing about payments. No matter if it is issuing, acquiring, scheme processing, mobile payments, industry trends, the puzzles are decoded here