Blockchain. Io : Marketplace That Bridged Multiple Value Of Cryptocurrencies.

A system completely decentralized like the internet itself. It is not
money for the internet but the internet of money. Welcome to the Internet of Value! Blockchain.io aims to be the cryptocurrency exchange of trust for individual and institutional traders and investors. It aims to combine a state-of-the-art low-latency cryptocurrency exchange with advanced decentralized settlement using the latest “trustless” cross-chain trading protocols to settle trades without the need for a trusted third-party or counterparty.

In the same way as the Internet redefined global communication, Bitcoin and other cryptocurrencies are now reinventing money and value transactions.In 2017 alone, Initial Coin Offerings (ICOs) raised around $5 billion. Each project was financed by a community of token holders who became its ambassadors. There are now

already tens of millions of token holders.

Digital tokens are like better, smarter cash. They are programmable money. Immediately liquid, indefinitely fragmentable, and instantly transferable, they can be programmed to meet the needs of particular assets, rights, goods, or services or of specific communities.

Blockchain.io’s vision of the Internet of value is built on clear and distinct paradigms:

• Cryptocurrencies Power the Internet of Value
• Cryptocurrencies with a True Utility Will Thrive
• Cryptocurrency Exchanges Enable Users to Navigate
  
  the Internet of Value

Blockchain.io’s Key Claims

• Highest Security, Reliability, and Accountability Standards
• Aiming for European Leadership
• Combining a Centralized Exchange with Decentralized Settlement
• Offering Liquidity Services
• Leveraging Advanced Cryptographic Protocols
• Compliant and Ready for Mainstream Adoption

The three pillars of Blockchain.io’s

offering are:

• CryptocurrencyExchange
• Decentralized Settlement
• Liquidity Services.

Cryptocurrency exchange :With asset custody services, advanced trading features, and proven

security procedures to protect customer databases, digital assets

inventories, order book, and the order matching engine.

Decentralized Settlement :Fair-exchange (“trustless”) protocols allowing atomic swaps. The decentralized settlement eliminates the counterparty risk.

Liquidity Services: Blockchain.io will offer listing services for selected tokens, The company will also offer

ICO services, such as the planning and execution of selected ICO campaigns, and market-making

services.

►Essential Features

The main features of the cryptocurrency exchange Blockchain.io are:

1 Ultra-Secure & Decentralized

2 Fully Compliant & Transparent

3 Reliable Infrastructure

4 Select Digital Currencies

5 ICO Execution & Token Listing

Ultra-Secure & Decentralized

• Cryptocurrencies are held in cold storage (offline) for at least 98% of reserves.
• A cold wallet access requires multiple signatures.
• A cold wallet private key is split and held in a number of different vaults in multiple locations.
• Other in-house security processes and technological features.
• Internal procedures protect the exchange from social engineering attacks.
• Periodic financial audits verify that the inventory of coins (assets side) matches the records of liabilities with cryptographic proof.
• Decentralized settlement relies on fair-exchange protocols allowing atomic swaps of
  
  cryptocurrencies to eliminate the counter-party risk inherent to a custodial exchange.

Fully Compliant & Transparent:-

• Exhaustive accounting records are audited by independent professional auditors to
  
  ensure the integrity of the trading platform.
• The exchange aims to comply with all current applicable EU regulations, ensuring that
  
  assets never get seized or frozen.
• Customer balances on the liability side must match exactly the inventory of coins held
  
  by the exchange.

Reliable Infrastructure:-

• Minimal downtime, typically restricted to server maintenance, application upgrades, or database migration.
• Processing capacity in the first phase will be of up to 2 million orders per day.
• No technical debt: exchanges that quickly add new altcoins or new features without proper testing or careful software design accumulate technical debt by taking shortcuts.

Reliable Infrastructure:-

• Minimal downtime, typically restricted to server maintenance, application upgrades, or database migration.
• No technical debt: exchanges that quickly add new altcoins or new features without proper testing.
• Processing capacity in the first phase will be of up to 2 million orders per day.

Select Digital Currencies:-

• Cryptocurrencies will be listed on the trading platform following a strict vetting process
• Regular updates and publications will inform platform stakeholders and the community through altcoin technical reviews and financial analyses.

ICO Execution & Token Listing:-

• Blockchain.io will provide ICO campaign support and token listing services to assist
  
  entrepreneurs and technologists in the planning and execution of their fundraising
  
  campaigns
• Following the ICO campaigns, Blockchain.io will ensure that newly created tokens are
  
  listed on Blockchain.io to provide liquidity to investors and traders.
• In addition, Blockchain.io will create Token liquidity.

Cryptographic Protocols

Blockchain.io leverages the most recent developments in advanced cryptographic protocols and disrupts currency exchange technology by combining the best

of centralized trading with decentralized settlement. Advanced on-chain and off-chain protocols are
designed to overcome some of the issues of scalability, trading latency, privacy, and cost of the original Bitcoin blockchain and to enable cross-chain trading.

Below are some of the cryptographic and other key

technologies used by Blockchain.io:

“Fair exchange” cryptographic protocols

• Atomic Swaps (AS)
• Hashed Timelock Contract (HTLC)
• Payment Channels
• Lightning Network (LN)
• Tumblebit
• RSK Sidechains

Elixir Programming language

FIX

Web, Mobile & Desktop

►Business Model

Blockchain.io will generate revenues from trading activities, lending, digital currency payments and ICO services. Basically, the time-tested business model of

marketplaces and exchanges will be applied to new products and unique technology.

Trading:

• Competitive two-way buy and sell fees on all exchange transactions conducted through the marketplace.
• Blockchain.io charges fees on both legs of the trade.

Lending:

• Blockchain.io charges interest for lending from its centralized lending inventory.

Withdrawal:

• Withdrawals requested by Blockchain.io users will incur a modest fee.

Payment transactions:

• E-commerce and in-store payment transactions processed through Blockchain.io will
  
  incur a fee calculated as a percentage of the transaction.

ICO services:

• Blockchain.io will charge consulting and transaction fees to project teams willing to
  
  be assisted by experienced legal, marketing, and finance professionals in the planning
  
  and execution of their ICO campaign.
• ICO projects will be pre-selected by Blockchain.io staff and approved/voted upon by
  
  the community.
• Criteria for project eligibility will be:

1. Legal compliance of the project

2. Team experience and experience background

3. Company track-record

4. Market potential

5. Quality of the project

6. Existence of a viable product

7. Utility of the token

8. Existence of a hard cap

Coin / Token listing:

• Blockchain.io will charge a fee to list a token applying to be traded on Blockchain.io.
• This listing fee will most likely be charged on a full year basis.
• Following a successful ICO campaign supported by Blockchain.io, a token will
  
  automatically be listed on the exchange.

► Blockchain.io Roadmap

Blockchain.io will progressively roll out new features over the next

18 months, starting with liquidity services and centralized custodial

cryptocurrency exchange functionalities in 2018. Decentralized settlement and lending capabilities will follow in early 2019.

►Team

Pierre is the CEO of Paymium, one of the first bitcoin exchanges worldwide. Pierre started working on cryptography applied to digital television services long before bitcoin appeared. He is now a recognized expert in the cryptocurrency industry. He has authored numerous books and articles about Bitcoin such as such as Bitcoin, Mode d’Emploi, and the Blockchain and is a much sought-after speaker at major conferences on the subject, such as the Bitcoin Conference and PayForum.

A highly skilled research engineer with more than 15 years of experience as a part of the French Atomic Energy commission, Dominique is a system-oriented entrepreneur who has co-

founded two startups. He is an expert in cloud computing and holds two patents in distributed cloud computing and in security. Dominique is a graduate of Ecole Normale Supérieure of Cachan and holds a PhD in numerical simulation & high performance parallel computing from the École Centrale of Paris.

Pierre is a strategic planner with both consulting and entrepreneurial experience in the financial sector. Over the past 10 years, Pierre has worked in seven countries on the four continents of Africa, America, Asia, and Europe. Pierre holds a Master in Management in Corporate Finance and Financial Markets from EDHEC Business School.

Laetitia is a cool-headed, no-nonsense CFO with more than 10 years of experience in finance management and control. She has worked in Canada, US, and France; and is an expert in international business management. Laetitia holds a Master in Financial Management & Controlling from ESSEC Business School.

Pierre holds engineering degrees in both industrial computer science, electronics and telecommunication. He has worked for Schneider Electric, Parrot, and has international background in Italy and France. He recently developed an open source trading robot.

Anthony is a Web & mobile developer with 10 years of experience in the US, the UK and France. His skills include algorithm development in fields such as trading and semantic analysis.

Paul is a Web full-stack developer and designer. A bitcoin enthusiast since 2015, Paul has developed a crypto coin of his own, Timecoins Rail, that enables time sharing. He works on machine learning algorithms in his spare time.

Samuel recently won the Microsoft

Prize for best mobile application in the education field at FuturEdu hackathon in Paris. He has studied and worked in France, Ireland, and Brazil.

Guillaume is a growth hacker and early days bitcoin enthusiast. He holds a master’s degree in information systems management from IESEG.

Julien is a digital business developer with 9 years of experience in strategic marketing and digital strategy. He has worked in various industries including telecom, media, luxury, consumer electronics, and digital technology.

► Advisors

Jean-Pascal Beaufret is a former executive at the French Ministry of Finance (1977-1999) where he held various positions such as Inspection des Finances (audit service group), deputy secretary at the Treasury Department (International Affairs, Financial regulation). He is also a former Head of the Tax administration (direction générale des impôts). In the finance industry, he is a former CFO at Credit Foncier de France (1994-1996) and member of the executive board of Natixis (2008-2009). He was appointed deputy CFO then CFO of Alcatel and Alcatel-Lucent, telecom equipment maker (1999-2007) and CFO of NBN Co,
Australian telecom wholesale operator, owned by the Commonwealth (2009-2012). Jean-Pascal is an advisor to Goldman Sachs in France and board member of a venture capital fund (Aurinvest Capital 3).

François’s early career included working at the Inspection of the French Ministry of Finance and at Casino, a leading French listed food retailer, where he created the Strategic Planning Department and was

subsequently the Chief Executive Officer of Casino Entreprise, the corporate venture arm. François joined the Venture Capital world in 1999 and invested in CDiscount, Allociné, Direct Energie and Xilam Animation, among others. He launched Newfund, a venture capital firm focusing on early stage investments, in 2008

with Patrick Malka. François holds a Master’s Degree in Finance from HEC in Paris, a Master’s Degree

in Political Sciences from IEP in Paris and a Master’s Degree in Public Administration from ENA in Paris.

Guillaume Arnaud joined Tikehau Capital in 2007 as Managing Director of Tikehau Investment Management. Previously, he had been working at the Caisse Nationale des Caisses d’Epargne since
2000, first as a strategic business analyst and then as Head of Risk Management & Finance in the CNCE Insurance Division. Guillaume began his career in 1997 at Crédit Lyonnais in London, developing convertible bond pricing methodology. He then joined Ardent Software in Boston (USA), then the Vendôme Group in Neuchâtel (Switzerland). Guillaume holds Master’s Degrees in Applied Mathematics from Ecole Polytechnique in Paris and Ecole Nationale des Ponts et Chausées in Paris.

Xavier began his career as a financial auditor at Arthur Andersen in 1993 where he specialized in

acquisition engagements. In 1997, he joined Fonds Partenaires Gestion S.A., the private equity investment

arm of Lazard Frères & Cie, where he was in charge of leveraged buyouts, growth capital and industry

consolidation investments in middle market small and medium enterprises in the retail industry. In 1999

he co-founded Telkel in San-Francisco, a start-up operating in open source infrastructure software. Back in Paris in 2002, he joined the venture capital fund OTC Asset Management in 2002. With OTC, Xavier got involved in thirty companies including Modelabs (MDL), Ekinops (EKI), Nanobiotix (NANO) and Ymagis (MAGIS). He founded Spring Invest, a venture capital firm in 2015. Xavier holds a Master’s Degree in Mathematics & Physics from Ecole Polytechnique in Paris and a Master’s Degree in Philosophy from Imperial College London.

Cyril is a serial entrepreneur and angel investor based in Austin, Texas. He is currently focusing on social and content applications. He is the co-founder & CEO of Friendly.io, a service delivering a beautiful Facebook experience specially designed for the iPad. Cyril co-founded Feedly, a news aggregator application for various web browsers and mobile devices running iOS and Android, also available as a cloud-based service. In March 2013, when Google announced it would be discontinuing the Reader service, Feedly grew about 15 times to 15 million users overnight. Cyril previously served as Vice President of Strategy at Vignette. Cyril holds a Master’s Degree in Computer Science from Telecom ParisTech in Paris.

Stephane is a Los Angeles based tech entrepreneur and investor with more than 25 years of experience as software engineer and IT architect. Coder at heart, he has applied his expertise to a wide spectrum of projects, from video game startups to asset management institutions. He first got involved in Bitcoin and blockchain protocols in 2011. Stéphane holds an MSc in Artificial Intelligence and Industrial Automation from SUPELEC, followed by 2 years of post-graduate research on formal logic and proof systems at INRIA.

From 2000 until 2013, Frederic was involved as Chief Operating Officer in AlloCiné’s success, a leading Internet brand acquired in 2007 by Tiger Global. He became Chief Marketing Officer at Cinemas Gaumont Pathé in 2015 and eventually joined 20th Century Fox, in charge of the marketing of such successes as The Revenant, Deadpool or Trolls. In 2018, he was named at the board of Singularity University - Paris Chapter. Frédéric holds a Master’s Degree in Marketing from ICN in Nancy (France) and an Executive Degree in
Finance from INSEAD in Paris.

Phil Dardier, a European-based Canadian, is a Senior Partner at Avolta Partners, the leading European Tech Start-up Investment Bank, where he advises European Tech firms primarily in the French and Baltic/
Nordic region for fundraising (Series A, B, C as well as ICO’s), cryptos and in a pure advisory capacity. Recently the CEO of Alternativa, a European MTF specializing in liquid asset trading. He also ran European
and Global equity, derivatives, Emerging market sales businesses at Merrill Lynch and at BNPParibas. He, is a co-founder of the European Crowdfunding Network. He’s a longstanding Start-up investor with such firms as Vistaprint (NSDQ - CMPR), Attenda (UK), Digital Keys (Fr)… Phil was in a past life a Bobsleigh and Rugby International. Philippe holds a Master’s Degree in Management & Information Systems from ESCP
in Paris and a Postgraduate Degree in Defence Policy & Foreign Relations from IHEDN in Paris.

Benjamin is currently COO of Dentsu Aegis Network France and the CEO of Dentsu Consulting, the

entity dedicated to C-Suite executives. For over 20 years, Benjamin has been advising top management

on large scale strategic shifts and complex transformations under intense competitive pressure in the

Telecom & Media and Banking industries: acquisitions, mergers, sales, fundraising, restructuring ... In

November 2015, he released his 4th book dedicated to the challenges of digital transformation. Since

2014, he also manages the French ThinkTank #Culture_Numerique.

Benjamin holds an Engineering Master’s Degree from Polytechnique School of Grenoble (France), a

Master’s Degree in business strategy from ESCP Europe and an Executive Degree from IMD Lausanne.

Julian is a quantitative analyst with over 20 years of experience in the financial services industry. Julian

spent the better part of 10 years in the US working as quantitative analyst and product manager for

several major banking institutions in New York, including Goldman Sachs, JP Morgan, Merrill Lynch and

Morgan Stanley, before moving to London to continue working with European financial institutions,

including HSBC, the London Stock Exchange, Union Bank of Switzerland. He is above all an innovative

thinker, co-founding several peer-to-peer marketplace lending platforms, building the UBS FIX client-side

gateway as well as systematic trading strategies for crypto markets.

Guillaume focuses on all aspects of technology, advising clients on a broad range of transactions,

disputes, and regulatory matters, both within France and internationally. Guillaume’s practice has been

recognized by Legal 500 France in the IT, Telecoms, and Internet category and by Chambers Europe in

the Information Technology category. He also lectures at HEC / Ecole 42 for its Masters in Management

program. Guillaume received his Master’s Degree in Business Law from the University of Paris I - Panthéon

Sorbonne and his LL.B. with honors from King’s College London at the University of London.

With more than 20 years of experience, Muriel focuses on advising listed companies and their managers,

investment funds, insurance companies, and financial institutions on a wide range of regulatory and

compliance issues, investigations, and corporate transactions. Muriel has significant experience liaising

with the French financial market Authority (AMF) and the banking Authority (ACPR), in international

cooperation with foreign regulators, including the Securities and Exchange Commission (SEC). Her

transactional experience spans M&A, tender offers, IPOs, and other securities issuances.

Muriel holds a Ph.D. on the legal aspects of the IPO and a Master’s Degree (DEA) from the University of

Paris II Panthéon-Assas in law philosophy and in business and economic law.

► Partners

Newfund

Newfund is an early-stage cross-border entrepreneurial venture

capital firm which invests mainly in startups in France and the USA.

Founded in 2008, the firm has raised more than €200 million from entrepreneurs, business leaders, family offices, and institutional

investors and invested in more than 60 companies.

Kima Ventures

Kima Ventures is one of the world’s most active early-stage investors,

investing in 2 to 3 startups per week throughout the world.

Avolta Partners

Founded in 2012, Avolta Partners provides independent M&A and

corporate finance advice to high-growth, innovative, and leading

companies in Europe.

Dentsu Consulting

Dentsu Consulting is a global strategy and communication consultancy

with 5,000 employees in over 19 countries. Dentsu generates new

value for people and society through the Dentsu Way of doing

business across global markets, its holistic Integrated Communication

Cohen & Gresser
Cohen & Gresser is an international law firm with offices in New York,
Paris, London, Seoul, and Washington, D.C. Founded in 2002, the firm represents clients in complex litigation, investigations, and corporate transactions throughout the world.

Paymium
Founded by Pierre Noizat and Gonzague Grandval, Paymium is the first European platform for the purchase and exchange of bitcoins
against euros, offering a service fully in accordance with European
regulations and certified by external auditors.

@blockchain.io

@https://blockchain.io/wp-content/uploads/2018/05/BCIO_Manifesto.pdf

@https://twitter.com/blockchainio

@https://bitcointalk.org/index.php?topic=3681257.0

Author by Samken