OMG! Your plight is so horrible. I lived in SF in the 90’s, so I know. I am now sending you all the money I was able to save by living with roommates, shopping at the farmers market, not eating out, taking public transportation and not having to pay fees/fines because I was responsible and paid my bill on time (and didn’t incur bills I couldn’t afford in the first place). By the way, my friends and I are all in our mid 40's-50's and we are all successful and prosperous, even though at your age we were doing shit jobs for little pay.