In fact, by identifying your accounts at other banks Up can deliver you custom notifications, allow you to quickly transfer money to and (eventually) from those accounts and give you better insights into where your money goes. Up can start to become, over time, a smart hub to manage your money wherever it may be. We can use this understanding to enable programmatic banking, performing actions automatically like transferring a percentage of your pay to your external credit card when you get paid or rounding up your purchases to a mortgage account elsewhere.