By Emmanuel Kilwana

Over the years billion of unclaimed bank balances have transferred to the central banks due to absentee owners.What are unclaimed bank deposits? Bank accounts or deposits which are inactive or inoperative for 10 years or more are treated as unclaimed monies. In a process what is called…

Most sub Saharan African countries do not have meaningful publicly managed pension and social security systems, though some form of pension coverage is available in a limited number of countries. Where benefits are offered to formal sector workers, they are provided either by public service pension schemes (the public sector…

kilwana emmanuel Ssemikwano

Financial Advisor Prudential Assurance Company and founder , Executive Chairman Crets Group

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