Repeal of Affordable Care Act (ACA) [Obamacare] — The Facts
Austin Songer

I do not question the contents or conclusions of your thoroughly researched article, but your assertion that the “majority of voters wanted to keep Obamacare” based on the “2016 Popular Vote going to Hillary Clinton” is absurd. The Affordable Care Act is not sustainable or affordable in its current form. To understand this, you have to look at it from the perspective of the working class Americans who, due to their employment status, are left with only two available options; enroll in Obamacare or be penalized up to 1% of their income and pay for all of their healthcare needs out-of-pocket.

I’m sure that you would agree that a 50 year old male with no dependents making $40,000 annually is not a wealthy individual. By visiting the website, we can quickly and conveniently determine the rates for the insurance plans available for this individual. The screenshot below depicts four of the 57 plans available if he resided in Jacksonville, Florida. The top two plans are those with the lowest premiums and the bottom two reflect the plans available with the lowest deductibles (excluding those with $0 deductible). As you can see for the plans with “low” premiums (which are nearly double the premiums for our employees/no dependents making less than $60,000 through our company’s private plan) , the deductible is $6,650! And for the available plans with a reasonable deductible of $800.00, the premiums alone would account for nearly a quarter of the individuals gross salary.

Before presenting the argument that Obamacare should be preserved in its present form or modified, I would encourage everyone without health insurance or those covered by a pre-existing private insurance plan offered through their employer, to take a few minutes to calculate what their own health insurance would cost under the current Affordable Care Act. (personal data such as name, address, etc. are not required if you visit here) The rate plans above include a premium discount, but for those that make over $47,500 annually you will be required to pay the full cost for the plans available.

Again, I am not questioning the contents of your well researched article, but I think it is important that we understand why a majority of Americans agree that something must be done to lower costs.

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