Shashi RamachandraHow to manage risk post COVID-19 recovery — A Risk Management viewIn my previous article I had written on the Post COVID — 19 recovery and the Risk management view on the current and probable future…Jul 24, 20201Jul 24, 20201
Shashi RamachandraPost COVID-19 recovery — A Risk Management viewBeing the backbone of the economy, the banking industry takes the brunt in supporting the larger interest of the country’s economic…Jul 23, 20201Jul 23, 20201
Shashi RamachandraDecoding unstressed PD model built on rating grade movements to defaultThe journey between the data collation, aggregation, preparation, model building and arriving at the PD percentage taught a lot about the…Jul 1, 2020Jul 1, 2020
Shashi RamachandraTrilogy of Internal rating, Credit decision and Rating migrationPD function as a risk estimate was thought of, the key ingredient was the Risk grades and its migration over a one year horizon, the…Jun 20, 20204Jun 20, 20204
Shashi RamachandraCapital adequacy and Risk weighted Assets in Risk Management and its efficacy -A PerspectiveJun 9, 20201Jun 9, 20201
Shashi RamachandraThe Challenges of Data collection, collation and aggregation in Risk AnalyticsData quality is a state of completeness, validity, reliability, consistency, timeliness and accuracy but the a practical approach brings…Jun 3, 2020Jun 3, 2020
Shashi RamachandraIs Risk Only Theoretical ?Risk management is an art and science, a practical approach of application of concepts within the boundaries of Risk appetite, aimed at…May 30, 20202May 30, 20202
Shashi RamachandraSaga of MarginsThe current ‘stimulus’ provides for reassessing working capital limits and providing additional funding. Margins are likely to be eroded.May 27, 20201May 27, 20201
Shashi RamachandraRisk Rating in the Current Scenario — Back to Human JudgementCOVID circumstances have brought an unprecedented impact on all financial Models, and more so, on the Rating Model outcomes.May 22, 20201May 22, 20201
Shashi RamachandraKey to data preparation for risk analyticsFirst Steps towards Risk Analytics is having a clean set of Data, but is it always available ?May 20, 20202May 20, 20202