Hello, my beloved readers!

I am terribly sorry that it has taken me so long to put up a new article. I must confess that I have been an incredibly busy bee. This new world we find ourselves in is filled with so much new wonder and opportunity that I find myself wishing I was an octopus and not a manic little bee. This is not to disparage the noble bee in any manner — we are all thankful every day that this marvellous little creature keeps chugging away at its job, keeping us all alive… Bee power!

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Now to the business at hand. Shall we, my friends? …


Hello friends!

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Today, I would like to have a quick chat about credit repair. We are coming into a recession, which means that credit is going to become more available in the form of loosening of credit assessment and serviceability. This means that new house or business loan might be achievable very soon. So that being said, it is time to get proactive and do a little credit maintenance.

Improving your credit score or rating is not limited to people with bad credit or bad habits. We take our cars to the mechanics for check-ups, go to the dentist to make sure our teeth aren’t falling out. Our credit ratings are just as important. Doing a regular tune-up or maintenance of your file can help even the most fastidious of bill payers achieve greater discounts on their cost of funds, such as lower interest rates on home loans, car loans and credit cards, and can increase your ability to access leasing and overdrafts facilities for growing your business. …


Hello dearest readers and casual observers (not that you’re not dear to me too!)

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So here it is, the long promised and well overdue article on negative gearing and the dos and don’ts of purchasing a property.

Firstly, I think it is important to set the scene, to get into the mind of the excited purchaser. It is a wonderful and exciting time purchase a property. Whether it is your first or your fifth time, there is nothing like scanning realestate.com


Hello friends.

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There is a serious topic I want to share with you today. I do not do this with a sensationalistic media slant to sell you on my story and to keep you hooked with gore and the unimaginable. If you are a regular reader of my articles, you know I like to call things as they are and that I am a student of history and data.

Yes, the bottom is about to fall out of the property market in a spectacular way. Is this speculation on my part? Well, yes, it is. No one has a crystal ball; however, we do have data and, since the invention of money, every time there has been a recession the property market has taken a dip. If we look back into the not-so-distant past, during the GFC we dropped around 30% in the market. Although, if you have been following the news lately, apparently the GFC did not qualify as a recession. Granted, yes, we did not feel the effects of the GFC to the same extent as other countries around the world, but our property market sure did. So, if that was not a recession, but this one is…. well, logic tells us this is going to be a humdinger. So, it is time to start setting a new course to avoid the storm or trim the top sail and batten down the hatches to weather this one out. …


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The United States of America (USA) gets a lot of criticism for just about everything it does and to be fair, a lot of it is well deserved. There are near third world medical conditions for over 27 million national residents. That is three million more than Australia’s total population! However, to be fair and avoid contributing towards sensationalist media, that figure represents only 8.5% of the American population. …


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When little Che-the-avocado started his life on the shady vines of a South American avocado tree, he had no idea that he was part of the largest tinder pile of economic downturn the world was yet to see.

All markets are currently doing well; there has been a rally across the board. The Hang Seng, the Shanghai stock index, KOSPI — the South Korean Index, MOEX — the Russian index, DAX in Germany, SANSEX in Germany… even here at home with the ASX. Everybody is up. It’s all guns blazing! The sun is shining, people can go to cafes and eat with their friends, we can socialise in groups and all the connections we made on dating apps can come to fruitful conclusions. The world, friends, is healed. …


Hello Friends

I was recently asked to do a talk for Wholesale Investor at their Venture Investment Summit so I thought I would include excerpts from my transcript here and elaborate a little more on some points.

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What are you focussed on [as an investor]?

You want to look for companies that thrive during or after a recession. Some easy choices are anything to do with construction. All governments will be spending money on infrastructure projects as this is an easy way to get money into the economy that will also give a reward back to the country (unlike a stimulus package, which is only one way). …


Hello dear readers

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Firstly, I would like to say a big thank you and hello to all of my new readers. I cannot believe the growth I am seeing and thank you to all of you who have started to check out my new YouTube channel.

So, can Australia afford the $214 billion in stimulus money is being spent on the economy? Oh my, yes, not only can we afford it, but we can go quite a lot higher if needed. As always, we are seeing a lot of sensationalism and fear mongering in the media: “debt forever,” “how will Australia survive?” This is just not the case. What you need to understand is that Australia has an incredibly robust economy, our Gross Domestic Product (GDP) is $1.9 …


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Hello readers

I hope I find some new friends with my green article today.

Today is Earth Day. And what a day it is for Earth! If there was ever a way to prove a point about the damage our industries are doing to the planet, this is it. Water has never been cleaner; the sky has never been bluer, and Italians have never sung as much on their balconies.

This is a time when we need to review how we run our planet, gang. There is an abundance of new ready-for-market technologies that replace everything to do with oil and coal power. There has been great speculation about how bad a world recession would be if we pulled the switch from using fossil fuels to clean energy… Well, friends, the result is probably not as bad as what we are seeing right now, that is for dang sure. Haha. The economy has come to a grinding halt. If we stopped the global economy for a few months to overhaul our power plants and refineries, it would still not be as economically devastating to the population as our current state. At least all the hospitality and service industry workers would be working. …


Friends, Romans, Countrymen, lend me your wallets!!

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I hope I find all of you home and well.

Let us talk about greed. Greed is not such a bad sin! Greed is what motivates us to strive a little harder, it makes us work two jobs so we can have more and it’s why we all invest and are not just content with our lot. We want more! Don’t get me wrong, greed can make some people a total arse — just don’t be a douche about it!

And there was never a better time to be greedy than right now! Recession creates opportunity. Now, you do not need to profit from misery, but we can get into that later. For now, let us talk about how to be a greedy little truffle pig and making the right choices. …

About

Shaun Fox

Entrepreneurial influencer and mentor with two decades of experience in start-ups, financial institutions and venture capital.

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