Shubha Chakravarthy
May 17 · 1 min read

You totally nailed this! The issues and gaps you raise are critical and make a “burning platform” that needs immediate and thoughtful solutions . In my view cracking it successfully will require getting three big things right — behavioral foundation, economic model and the interface (tech or human). As you point out, no one has cracked it yet but the first step is awareness. Your piece has got that dead on!

    Shubha Chakravarthy

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    Irrepressibly curious | Crafting the artisan’s path to financial betterment. For heroes and humans | Behavior science geek |