The Ultimate Guide to Making Side Income in 2019

Scott Henderson, AFC®
Jan 21 · 35 min read

This post covers everything from making quick money to creating a long term side gig that could become your full-time job.

Making extra income can do so much for you and could literally change your life. I’ve gone out and explored dozens of ways to make income on top of my day job. As a financial coach, I get the question all the time, “how can I make a little extra income?

If you want to save more towards financial independence, pay off your debt, or simply get started in something new because you hate your job, then hopefully, you’ll be able to take some ideas from this post and actually start making some side income.

Don’t Waste Your Time

There have been months that I’ve made more from side hustling than from my actual job. I want to be as transparent as possible and tell you from my experience what works and what doesn’t work so you don’t waste your time. There are a thousand different ways to make money but everything on this list I’ve either tried personally or someone close to me has tried.

I don’t want to send you to places where you’ll be spinning your wheels getting nowhere. When I read a blog post that talks about making extra income, nothing bugs me more than when the person who wrote the post is benefiting more than the people reading it.

For example, a post that tells me I can make $500+ per month simply completing online surveys just isn’t true. Or when the post only has the highest affiliate payout links but doesn’t add value to the reader.

You won’t get that here. There are affiliate links in this post and if you sign up through these, I may be compensated. This helps me continue to create content and keeps the website going. With that being said, I don’t promote anything I haven’t tried or don’t believe in.

I suggest bookmarking this page and coming back periodically. Everything is free to join. If you feel like you know someone that could benefit from this list, please share it with friends and family.

Here’s the link:

Focus On Skills

The number one thing you can do to increase your income is to invest in skills and get a good education. Become an expert in one particular field and build up your career. If you’re struggling to make income, you don’t have a money problem, you have a skill problem.

You may feel like some of these are a waste of time. And some of them are. But it’s ok, experiment and move on to something else.

Table of Contents

  • Quick Money
  • Use Your Phone to Make Money
  • Use Your Car to Make Money
  • Work From Home
  • Anytime Work
  • Part-Time Work
  • Ways to make extra income at your current job

Quick Money

Many of these I have just discovered in 2017 and 2018. There’s a lot more to learn and a lot more earning potential with your phone. Especially as smartphones get smarter.

I share with you how much I’ve made on some of these not to brag but to show you it is possible to make money.

A Note About Privacy

Keep in mind what you are giving up when you sign up to get paid to do stuff online. Often times if something is free it means you are the product. I’m not ignorant of the fact that I’ve given up some of my personal information to be able to make online. Some people aren’t comfortable doing that.

The way I look at it is when it becomes a problem and starts impacting my personal and private life, then I will take action. But for now, I want to take advantage of the opportunities out there to live a better life. Plus, Google and Facebook already know more about you than you know about yourself.


Many companies are willing to pay you to answer questions for them. Surveys aren’t going to produce any significant amount of money but its quick and easy.

Survey Junkie — Earn points by completing surveys, which can pay anywhere from $2 to $75 per completed survey. The longer and more detailed the survey, the higher the pay. One of the great things even if you don’t qualify for a survey you will still get paid for trying.

The total amount of cash I earned in 2018: $13.73

Sign up for Survey Junkie and get started making money today!

Swagbucks — Rack up Swagbucks by shopping at your favorite retailers, completing online surveys, surfing the web, watching videos, playing games, signing up for offers and more.

Total earned in 2018: $6.04

Sign up for Swagbucks and get $1.50!

InboxDollars — Inbox dollars is a website that you can join to earn some extra money (although frankly the money should really be termed as pennies) because it does take a while to build up enough money to make a withdrawal. You can also get rewarded for watching videos online. You need a minimum of $30 to withdraw funds. I’m close!

Total earned in 2018: $28.11

Use this direct InboxDollars link and get started with $5.00!

Persky — Perksy is a new mobile app launched in 2018 that is geared towards millennials. It’s super easy to complete “stacks” for points and they do a great job with the user interface.

Total earned in 2018: $4.10

Sign up for Perksy and get started making money today!

Google Opinion Rewards — A mobile survey tool that rewards you with cash in your Google account (Android Users) every time you complete a brief survey. If you use an iPhone, cash will be sent to you through PayPal.

Total earned in 2018: $4.02

Sign up for Google Rewards today!


For these next four recommendations, each one will need to use your location to access these rewards and some people might not feel comfortable doing so.

Shopkick — If you aren’t using Shopkick you should be! Shopkick allows you to earn points for various activities that you turn into gift cards or cash. There are four main ways to earn points: walking into the store, scanning items, purchasing items and uploading your receipt and a shopping portal.

Whenever we go to Walmart for example, I might earn 10 kicks just for walking in. Then I can usually earn hundreds of kicks scanning items that we’re already walking past.

Sometimes you don’t even need to go into the store. Simply driving slowly past it will give you kicks!

Total earned in 2018: $44.00

Sign up for Shopkick and claim 250 kicks ($1.00).

Zap Surveys — Get rewarded for being in participating stores. These rewards are available at most major retailers. When a partner retailer or restaurant is running a promotion, and you are near that location, Zap Surveys will send you a notification. If you open it, you’ll be rewarded with up to $0.25. You can also earn money from surveys and checking in daily.

Total earned in 2018: $19.60

Sign up for Zap Surveys and get $1.00!

Checkpoints — This is similar to Zap Surveys in that when you arrive at a store it will send you a push notification and is all you have to do is open it up and it will reward you. I just started this one a few weeks ago.

Total earned in 2018: $0.54

Sign up for Checkpoints! Use code scotthendy121

Panel App — This app lets you earn points towards sweepstakes and gift cards just for leaving the app running in the background. You can ramp up your rewards even more if you answer questions based on where you went.

Total earned in 2018: $37.73

Sign up for Panel App and effortlessly make some extra dough!


Understand that you’re giving up your purchase history. If you’re not comfortable doing that move on to the next section.

Ibotta — A super easy-to-use cash back app with 100+ retailers, both in-store and online. Anywhere you do shopping, most likely you’ll find cash back opportunities.

When you get home from your shopping trip, click the + icon and take a picture of your receipt and you’ll easily earn cash back. Get paid via Venmo, PayPal, or gift cards.

Total earned in 2018: $97.70

Total earned: $183.31

Ibotta is 100% free to download and you’ll get a $10 sign up bonus after uploading your first receipt!

Receipt Hog — An app where you can upload your receipts from shopping, to earn “coins” which you can turn into cash rewards. It’s a simple process requiring a small amount of your time.

Unlike earning money completing surveys, earning using Receipt Hog is incredibly quick — a quick snap of a receipt and you’re done. It takes only seconds of your time. Get paid via PayPal, Visa, and Amazon gift cards.

You have to apply to Receipt Hog and they usually have a long waiting list.

Total earned in 2018: $18.15

Sign up for Receipt Hog today!

Receipt Pal — This is really simple and just like the other apps. Take a picture of your receipts and get rewarded. You can cash out with gift cards or through a Visa gift card. The first time I redeemed $25 it was a gift card to I’m now $5.00 away from cashing out with a $25 Visa card.

Total earned in 2018: $45

Sign up for Receipt Pal and get rewarded for taking pictures of receipts!

Fetch Rewards — An app that pays you for uploading pictures of your grocery receipts. But it’s different from other rebate apps (like Ibotta) in a few ways. . .

First, no action is required until you scan your receipt. There are no surveys to take or videos to watch. Even better? You don’t have to indicate that you’re going to make the purchase, and you don’t have to scan the barcodes of the items you purchased. The other important difference is that Fetch doesn’t pay its users with cash — instead, you redeem your earned points for gift cards.

Total earned in 2018: $10

Get started with Fetch Rewards and claim 2000 points ($2.00)!

CoinOut — A smartphone app that’s available for Android and Apple users that gives you the ability to earn pocket change from a variety of receipts from everyday purchases you make.

If you guys happen to watch Shark Tank then you may recognize Jeffrey from the appearance he made on the show back on February 18, 2018, where he first introduced this revolutionary app to the entire world.

Total earned in 2018: $3.52

Join CoinOut Now!

Checkout 51 — Start earning real cash while you grocery shop. Browse the list of grocery items posted and select which items you are interested in buying. The list is updated each Thursday at 12 a.m. and the items on the list qualify for cash back until the following Wednesday at 11:59 p.m.

It’s harder to earn cash back than Ibotta.

Total earned: $13.50

Start earning cash back at the store!

Trunow — A money-saving app that not only finds you the lowest per-gallon gas prices near you, but it also gives you cash back on your gas purchases from partnered gas stations. Is all you have to do is upload a picture of your receipt after purchasing gas, and that’s it!

Total earned in 2018: $5.85

Sign up for Trunow and get $0.50! — With you can get printable coupons (I never do this), link loyalty cards and earn cash back on everyday purchases. This one can be difficult to earn cash back because the amount of offers is limited. Occasionally, they may have deals where they give away free food and they will reimburse the cost of the purchase. Last month, we got free eggs!

Total earned in 2018: $3.33

Get the app!

SavingStar — A free smartphone app (also available online) that helps you save money without clipping or printing coupons by giving you money back on purchases you make. Like other cash-back rebate apps, you can submit pictures of your receipts or link your store loyalty card, and money will be credited to your account.

Total earned in 2018: $1.00

Become a SavingStar (haha)!


Ebates — One of my favorite cash back apps that has gained a lot of popularity over the past few years. There are two ways I earn cash back: first is enabling the Google Chrome extension and each time I go to check out on any website that is a partner, it asks if I would like to activate cash back. That way I don’t have to remember to go to the website, it’s just always there.

The second way is using the Ebates app. Open the app and click through to your favorite stores and when you purchase something, cash back is automatically added.

Total earned: $168.54

Sign up with my direct link and get a $10 bonus!

Spent Money — The best feature of the Spent App is it allows users to earn cash back, without thinking about it. You’ll simply connect a credit or debit card to the app, and you’ll qualify for rewards automatically. For example, you get 1% back at Amazon, Starbucks, McDonald’s and Whole Foods purchases when you use a linked card. Stack that on top of credit card cash back and it will add up.

Total earned in 2018: $1.40

Sign up for Spent and get cash back!

Drop — An intuitive and easy-to-use app that lets you earn gift cards for the money you’re already spending. Simply link up a card and you will automatically be awarded cash back when you spend money at certain brands such as Walmart, McDonald’s, etc.

The best part — when you spend money 5 times at a retail partner, you get the chance to play Snake for additional supercharge bonus points!

Total earned in 2018: $18.70

Get started with Drop and earn gift cards automatically!

Dosh — A smartphone app that gives you cash back every time you make a purchase at participating outlets using your credit card.

If you link your credit card with the Dosh App for the first time, they will instantly add $5 cash to your Dosh Wallet. There is no “unlocking” this bonus; you literally get it as soon as you link your card. And you can add additional cards for more cash.

Total earned in 2018: $30.65

Earn $5 by linking a card!

RetailMeNot — Gives you coupons, promo codes, gift cards and a whole bunch of other things. With those alone, I’ve saved a lot of money. It’s been around for a while but last year they released the ability to link cash back offers. I don’t spend a lot of money but so far I’ve earned a little bit of cash back from a purchase I made at CVS.

Total cash back: $4.00

Sign up!

Paribus — An easy way to put money back in your pocket. It’s an online service that tracks your online purchases for lower prices and requests a refund if it finds a lower price.

I’ve been signed up now for about a year and I still haven’t been able to get any cash back on this. But some people have done well with it. The more you buy stuff online to more you’ll get back.

Total earned in 2018: $0.00

Sign up for Paribus and get refunded when prices drop!

Earny — This is similar to Paribus, so hypothetically speaking you may be able to get double the refund back if both apps pick up a purchase of a product that has dropped in price. This hasn’t worked for me yet but maybe you’ll be the lucky one! Get started connecting your credit card!

Total refund: $0.00

Give Earny a try!

Honey — A Google Chrome Extension that will flash anytime you’re about to check out on most websites and automatically find the best coupons and promo codes for your purchase with a single click. It gets added to your Honey account and you can cash out when you reach $10.

Total earned in 2018: $5.40

Get started honey!

Up to this point, each app that I’ve listed by itself might be a waste of time. But, when you stack one on top of another, it starts to become more worth it. Making $5 on one app in 2018 is nothing to be too excited about, but I’ve been able to earn $670.22 in 2017 and 2018 with most of it coming in the second half of 2018 just from the apps listed above. I wouldn’t be surprised if I doubled that in 2019 as I master these and try new things.

Apps have only been around for about 10 years and most of these apps have been introduced in the past couple of years. I believe we’re still very early in making money from our smartphones and we will continue to see more and more opportunities as phones get smarter.


Acorns — A smartphone app that “rounds up” your spending to the nearest dollar and invests that difference. For example, buy a drink for $3.50, and $0.50 will be added to your investment account.

You link a credit card and checking account, and Acorns does the rest. This micro-savings service makes investing almost painless because you are spending only pennies at a time. You can also invest any amount of money you choose to on a monthly basis or at one time in low-cost Vanguard index funds.

Sign up for Acorns and get $5 to start investing!


Trim — Saving money on your bills will free up some cash to do other things. “Trim isn’t an app, but rather an AI assistant that analyzes your financial transactions and finds ways to save you money. When Trim started in 2015, its core capability was finding and canceling unwanted subscriptions, and this is still what it’s best at.” — PC World

You can read a post I did about Trim and see how I was able to save $25 on my internet bill.

Start saving money today with Trim!


Varo — A new online bank that I discovered because of its high-yield savings account. Right now, we’re earning 2.10% interest on our savings. That’s hundreds of times more interest than other banks pay.

They only operate through an app and are changing how we do mobile banking.

Sign up for Varo and earn more interest on your savings!


Raise — The best way to get rid of your unwanted gift cards and make some extra money, with little effort. Raise is an online marketplace where you can sell your unwanted gift cards for cash at whatever price you choose and buy discounted gift cards to the places where you actually shop.

Get started with $5!


Lending Club — Peer-to-peer lending platforms are a great alternative to the stock market and still yield a decent return. You can participate in two ways. You can lend other people money and get a decent return. Essentially, you act as the bank, which is pretty neat. And if you need a loan you can borrow one from someone else. It’s worked out for many people for over 10 years.

Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Definitely something worth looking into!

Learn more about Lending Club!


Digit — A service that automatically saves your money, so you don’t have to think about it. Designed to help you save small bits of money over time.

As with the Acorns app, you won’t get rich off the money you save with this service, but it does initiate that first step toward creating a savings habit and building wealth.

Give it a try!


Achievement — An app that connects to more than 20 other health and fitness apps (Fitbit, MyFitnessPal, Samsung Health, or Apple’s Health app). It tracks your healthy activities, including sleep, step and nutrition data, and it rewards you with points.

You can convert your points to cash or donate them to a health-related charity you care about. You can also earn points and money for participating in health studies.

Total earned: $20

Set it, leave it and get paid!


12. MAKE $3.00 — $20.00 AT THE STORE

Field Agent — Once you download the app, you can set it to check for jobs in your local area. These jobs vary greatly, but for the most part they involve doing things inside stores. For example, recently I was at Walgreens and I took 3 pictures of some beverages, answered a couple of questions and made $3.

Sometimes when I’m at Costco shopping with my wife, I’ll wander off by myself and complete a job or two. Occasionally, they may ask you to buy something and they will reimburse you 100% of the cost. What’s better than free food?

Total earned: $46.90

Become a Field Agent today!

Mobee — Mobee is an app that pays you to complete missions near you. These missions usually consist of going to local stores and answering questions about the store. Every time you complete a mission you earn points that can be exchanged for gift cards.

Total earned in 2018: $28.75

Sign up for Mobee! Use my referral code: K1KC to earn 300 points.

Easy Shift — The Easy Shift App pays you for completing small, simple tasks. These tasks are known as shifts. According to the website, it will give you shifts that you must complete within a certain time limit. The tasks include going to local stores and taking pictures of whatever product that is requested.

These tasks are longer and a little more difficult than Field Agent and Mobee.

Total earned in 2018: $21.50

Try out Easy Shift for yourself!

Gigwalk — If you sign up to be a Gigwalker and download the free app, you’ll get the opportunity to do little odd jobs, or “gigs”. These jobs might consist of taking pictures of different businesses, downloading and trying out different apps, and answering consumer research questions.

Total earned: $9

Sign up for Gigwalk today!


Spare5 — The Spare5 app pays you to complete small and easy tasks directly from your smartphone. Their main intention is that you can use the time waiting in line, riding the train or waiting for a friend to earn a bit of spare cash in your time.

What I did was go to the park with my wife one day and take pictures of random things. They’ve got a list of hundreds of things you could take a picture of.

Total earned: $0.68

Sign up for Spare5 today!


Fundrise — You can buy individual shares of real estate property through a website like Fundrise. According to their site, investors can earn an average of 12 to 14 percent annually on their investment.

Become a lazy landlord!


Robinhood — A free-investing app that’s ideal for investors who want to trade stocks, options, exchange-traded funds and cryptocurrency without paying commissions or fees. I signed up for Robinhood in 2016 and have been using it ever since.

Warning: it can addicting! I use to check in on it every day to see how my money was doing. I try not to as much now!

Get started investing with Robinhood and get a free stock!

Vanguard — When it comes to investing for retirement with accounts such as a Roth IRA or a 401k, I recommend Vanguard because of their great customer service and lower fees. Jack Bogle, the founder of Vanguard, dramatically changed things for the average investor by creating the index fund. They don’t have the most user-friendly online interface but that’s ok because is all I do is set the money and leave it.

Set up a retirement account.

Stockpile — Stockpile is an app and online broker that also offers gift cards that can be used for the purchase of both stocks and exchange-traded funds (ETFs). The gift cards can be purchased and redeemed on the Stockpile platform. It avoids the hassle of having to purchase a single stock.

Instead of giving gifts to my little sisters, the past couple of years I’ve given them fractional shares of Lululemon and Disney.

Buy fractional shares of companies.



Wrapify — I haven’t done this but I’ve heard of people making anywhere from $200 — $400 a month to wrap their entire car with advertisements. The more you drive the more earning potential you have. So if you’re a rideshare driver you could make some additional income with this. Another car advertisement company I’m somewhat familiar with is ReferralCar. They will pay you to just put an advertisement on your back window.

Start advertising on your car.


Uber — I’m sure you’ve heard of Uber before and I don’t need to go into detail on what it is. This has by far been one of the more popular side hustles of the past couple of years.

I haven’t actually driven for Uber and Lyft because the town that I am in is a college town and it seems that there are more drivers than people needing a ride and I’ve never felt like I’ve had time to do it. However, there are many people making a decent side income.

Give Uber a try and make $125 guaranteed in first 30 trips.

Lyft — Lyft is another great way to make extra money by using your car. Right now, new drivers who sign up with Lyft earn a $75 bonus after their first 50 rides. If you have weekend and evening availability, you could easily reach that in a few short weeks. Sign up with Lyft to claim your $75 bonus!

Start driving for Lyft

Turo — Turo is like the AirBnB of cars. When you’re not using your car you can rent it out to other people that need one for a short period of time.

It’s estimated the average owner makes an additional $540 a month letting others use their car, but that depends on how often you make it available.

Rent your car out with Turo.

GasBuddy — Enter to win cash when you report gas prices with GasBuddy. You can also use it to find the cheapest gas prices in town. When you pull up to a gas station to fill up or even when you’re driving past a gas station, report the gas prices and you can enter to win $100 of free gas.

I’ve never won the gift card but I also don’t spend a lot of time reporting gas prices.

Download GasBuddy



Rover — If you’ve considered becoming a dog sitter, you may have wondered where to find a steady supply of dog-sitting jobs. Maybe you’ve even thought of starting your own dog-sitting business — putting up flyers, perhaps, or posting ads on Craigslist or your neighborhood bulletin.

Those are all good ways to get started, but there’s another option for anyone considering a part-time or full-time job as a pet sitter with

Become a dog sitter.


VIPKid — VIPKid is an online teaching service. Teachers from North America teach students in China. Most are between ages 5 and 12. The pay varies from $15–20 per hour.

Give VIPKid a try.

Udemy — Udemy is a global marketplace for education. With its wide-ranging topics, Udemy has courses for both professional and personal development.

Anyone with a background in teaching or special expertise can design and offer a course on Udemy. However, courses must have at least one to three hours of content.

As an instructor, you must create a curriculum, set course goals, and define your target students.

Start teaching a course.


User Testing — This is one of those very simple to use programs. The idea is that people have their websites reviewed by you an end user. Take a video of what you are doing and a recording of what you are saying and they pay you for your time.

Test take no longer than 20 min. Each test will pay $10.00.

Get started testing websites.


Fiverr — Fiverr is an online marketplace offering all sorts of tasks and services for as little as $5 per gig.

If making money on Fiverr is your goal, you’ll need to set up your free account and then complete your seller profile.

Then you can go in and create your own gig. If you aren’t sure what to sell just spend some time browsing the Fiverr catalog to see what is out there and what kind of service you can offer.

See what you can offer on Fiverr.


If you want a way to make a quick $500 this weekend, consider going through all over your unwanted stuff and having a garage sale. My wife and I made $600 last summer before we moved to Texas.

You can also sell your unwanted stuff on places like LetGo and Decluttr.


If I had to start over 100% from scratch and I had nothing to my name. No income, no furniture, nothing. The first place I would look would be Facebook Marketplace. I would go to the free section and turn around and sell the same item. I would keep doing that until I’ve made enough money to move on to the next thing.

Is all you have to do is find free stuff, fix it, and sell it.



Airbnb — Airbnb is an online community marketplace that connects people looking to rent their homes with people who are looking for accommodations. Why not list your extra bedroom and start making some passive income.

Make money with AirBnB.


Instacart — Shoppers make money by shopping for groceries at local stores the company is partnered with and delivering those items to customers’ homes. The hours are flexible and the orders come through Instacart’s shopper app. I’ve delivered groceries a few times and made anywhere from $25 — $20 an hour.

You could also save time going to the grocery store and have someone deliver groceries to you while you work on another side gig.

Start delivering groceries with Instacart.

Shipt — Shipt is a grocery delivery service that’s rapidly expanding its team of independent contractors. It was acquired by Target in 2017 for $550 Billion. If you’re interested in earning extra money in the sharing economy, Shipt could be a great way for you to make good money (about $25 per hour) on your own schedule.

Start delivery groceries at Target.

26. BECOME A BABYSITTER — is a one-stop sites to find caregiving services for your family and home. You can be hired to walk someone’s dog every day, be a housekeeper to tidy up homes once a week or watch someone’s kids on a regular basis — all in one place.

Take care of other people’s family/home.


Amazon — I’m not sure if you’ve heard of Amazon before. Apparently, it got its start selling books on the internet and has grown a little bit since then.

In college, I would always buy my textbooks used off of Amazon and then turn around and sell them when I was done.

Sell your old textbooks.


Market Force — Marketforce is a mystery shopping company that is legit and that most people seem thoroughly satisfied with.

The amount you’re paid varies depending on what you’re doing. In most cases, you’ll be asked to visit a place of business and purchase something costing at least a certain amount of money as well as fill out a survey on how clean the place was, how helpful the workers were, and things like that.

You’re generally reimbursed for what you bought and paid a little extra for taking the time to do the mystery shop. It’s definitely not going to amount to a fortune and probably won’t pay all your bills, but it could be a source of extra money for you.

I’ve completed one mystery shop at Five Guys. I was paid $6.00 and reimbursed for $12.75.

Start mystery shopping.


Appen — Appen is a data collection company that uses information (gathered from human interaction) to make machine learning programs act more “human-like.”

They do this through independent contractors (you) and employees who perform tasks online like speaking phrases into a microphone or having you evaluate social media and search engines.

I’ve been doing this for months and have consistently made $300 per month for just a few minutes of work every day.

Become an ad rating expert.



Etsy — Etsy is a great tool for marketing and selling your creative works. My wife has always been the creative type. When she was in high school she started selling handmade earrings and bags on Etsy.

Two years ago she decided to start her online e-commerce business Cozy Cottontail and sell only on Etsy. She made over 500 sales in the first 6 months and then decided to create her own online store with Shopify. So now she sells on both!

Sell on Etsy.


Shopify — Shopify makes it easy for people who know nothing about programming, coding and web development to startup and run their own online store. They do this so entrepreneurs can focus on the building the aspects of their business they excel at without having to worry too much about the technical stuff.

Running a business with Shopify has made everything so much easier. It can be expensive and really hard to get things off the ground but I recommend it if you want to sell stuff online.

Sell on Shopify.


The Loan Signing System — I was listening to the Side Hustle Show podcast and the episode was titled “How to Become a Loan Signing Agent and Earn $100 an Hour Part-Time.” I thought that sounds complicated. I don’t even really know what a notary public does. I put it behind me but before we moved to Texas I wanted to find a new viable side hustle. I hardly ever spend money on courses but this one felt like it was something I could do. So I purchased the course and within a month did my first loan signing. I’ve since done 42 and it has been an amazing side gig!

What I am is a “Loan Signing Agent”. No, not a real estate agent and I don’t give out bank loans. What I do is assist Borrowers in properly filling out and signing their documents for loan officers. Additionally, I sign and notarize where I need to. The course is called the “Loan Signing System” by Mark Wills. Mark is an excellent teacher and my upfront cost was probably $350. I was easily able to make that back in the first month. It’s been a lot of fun, I’ve learned a ton about the real estate industry and I could see myself doing this for many years!

Take the course.


TaskRabbit — The site works as a middleman to let clients post the work they need help with that requires a handyman, cleaner, mover, etc. As a “Tasker,” you can use the site to find jobs, contact potential clients and collect payment for your work (minus a 20% service fee).

Using the site, as opposed to working through an avenue like Craigslist, helps make sure you actually get paid for your work and reassures clients that you are who you say you are and don’t have a criminal record.

Get paid for your skills.


Upwork — Upwork is an international freelance marketplace where independent business people hire and meet with freelancers for various web-based tasks.

You can work at Upwork if you possess the skills the website requires and can perform the service on your computer remotely. All you have to do is create an account, specify what service you are able to provide, start looking for jobs, get hired and get paid.

Perform virtual tasks.


Individuals and businesses are willing to spend a few hundred dollars a year to have someone else prepare their taxes. That someone could be you. There are a lot of resources out there to learn tax preparation and all its complexities.

I became a VITA (Volunteer Income Tax Assistant) a few years ago and have helped many people prepare and submit their taxes to the IRS. It was part of my job so I never charged my clients directly but I could see myself offering this as a service I know people will pay for.

Become certified by the IRS.


One of my favorite things to do is find used old furniture for free and turn around and flip it. There aren’t many places where you can get something for free and turn around and sell it for great money!

Read about my latest project!


Local rec leagues, whether it’s softball, flag football, soccer, etc. need people to officiate games. Working a game or two each weekend is a great way to make some extra money.

I did this my senior year of high school and it was great because it was on Saturday’s and at night on weekdays. I did this for like two years as my main side hustle and would make $10-$12 a game.

Check out a post J. Money from Budgets Are Sexy put together about becoming a referee.


Woodworking is a great skill to have. The better you are the more you can get paid. I’ve been doing wood projects since high school and to me, it’s very therapeutic.

When I become financially independent, I can see myself spending a great amount of time working on wood projects. There’s nothing quite like putting the final touches on something you build and putting it inside your home. And if I made money doing it, I certainly wouldn’t complain.

This website is my favorite place to find wood projects.


This has been my number one side hustle for years. I started detailing cars in high school while working at a car wash. I started my own car detailing business in 2014 and I ran that for four years, all through college. This provided a great income, and the ability to set my own schedule and rates.

It’s not the fanciest work, but believe me, there are so many people that are willing to pay someone to do a good detail on their car every year. You only need a couple thousand dollars to get all of the right equipment to have a successful business up and running in a short amount of time. I would recommend anyone to do this.



Bluehost — This can be just a simple side hustle, or it can turn into something really special — it’s up to you. I’m a huge fan of blogging because I love writing and connecting with people. Everyone has a passion for something and a story to tell. Give blogging a try and you never know what it could turn into.

Sign up for an email course created by Grant at Millennial Money that got me to finally start a blog.

Start a blog with Bluehost.


Anchor — Maybe your writing isn’t all that great, but you are a great conversationalist. If you have a topic you’re passionate about, why not start a podcast? As your audience grows, you can land some pretty sweet sponsorship deals.

Start a podcast with Anchor.


Youtube — Your topic area can be literally anything. From pranksters filming their antics to chemistry professors sharing their how-to videos, anyone can make money from YouTube.

Share your skills with the world.


Content is what drives web traffic. Websites are always pumping out fresh, new content for their readers, and they are always looking for writers! If you aren’t quite ready to launch your own blog yet, this might be a good option to see if writing is for you.

I started freelancing last year and it can be a great source of income and the flexibility to work from wherever makes it all worth it.


If you enjoy learning about social media and want to take things a step further and make extra money, social media management is a great option. If you’re good at it, it can also open up a lot of doors for you down the road.

Every business nowadays needs someone to manage their social media.


Facebook ads are invaluable to both online and brick and mortar business owners these days. You can easily bring in $1,000 or more per month with just a handful of Facebook ad clients.

If you’d like to take a course and learn the ins and outs of managing Facebook ads for businesses, you should check out the Facebook Side Hustle course that my friend Bobby has put together.


It doesn’t have to be long! Many popular ebooks are less than 50 pages. The Penny Hoarder has a great article that outlines How to Publish Your Ebook and Earn Money.

It requires a lot of upfront work, but once it’s written you can say you’ve written a book and after that it’s just passive income.


If you’ve got expertise in a certain area, package up your knowledge into an online course and sell it. This has become a very popular business model for online entrepreneurs over the past several years. The two big websites that are used to sell online courses are Udemy and Teachable.


Depending on where you live, there can be a pretty strong demand for this type of thing. If you don’t mind getting your hands dirty, this is definitely something to consider!


It’s not glamorous work, but pretty much all brick and mortar businesses need it. And you can provide that service.


Everyone needs a website in 2019 and some are willing to pay a pretty penny to get it done right. I’ve designed 3 websites. I’m in no way an expert but I could see someone making a great income just specializing in website design.


If you have specialized skill in any sport, there are definitely opportunities out there for teaching others the fundamentals (and getting paid).

Who doesn’t want to be fitter and stronger? That’s why becoming a personal trainer might bring in some great side income as you help people reach their goals.


AFCPE — I wanted to become a financial coach many years ago. So I took and passed the Accredited Financial Counselor exam. You don’t have to do this to coach people. It really is about connecting and building relationships with people. But for me, it lends credibility and shows people that I have taken this seriously.

Check out the certification.


GigSalad — GigSalad is the largest and most diverse marketplace for booking bands, performers, speakers and services for events, parties, and productions of all types and sizes.

Get paid to share your talents.


Steady — Steady is here to help you look after your financial health — from matching you with job opportunities to make extra money, to providing you an income tracker to monitor your earnings, to ensuring you have the benefits you need while you work.

Look for more side income opportunities.



Easier said than done, I know. But if you’re willing to go above and beyond and prove yourself to management, you can move up the corporate ladder.


If you ask for a raise, what’s the worst thing that could happen? They say no. So why not give it a try?


I’m not a huge fan of directly trading your time for money, but sometimes the offer of working overtime is too good to pass up. Ask your boss if you can pick up some extra hours each week.


Remember, if you’re struggling to make income, you don’t have a money problem you have a skill problem.

Some of these things are temporary and short term while some of them could turn in to full-time jobs that require skill. Focus on developing a skill or a talent stack and the money will follow.

Focus on how you can add the most value to other people’s lives. If you focus on developing a skill and adding value, you’re not going to struggle financially.

We all go through different phases of life and sometimes you do need to start making some quick money. That’s why I’ve included a list of many different ways to make some side income.

Hopefully, you’ve gotten value from this post!

Now, which one of these are you going to get started with?

Scott Henderson, AFC®

Written by

Accredited Financial Counselor helping you reach #FinancialIndependence through simplifying the way you manage your money. I write at

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