Top $100 Loan Instant Apps with Bad Credit & No Credit Check in 2024

amandasiya
8 min readApr 12, 2024

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Are you in need of quick cash but have bad credit or don’t want a credit check? No worries! In 2024, several $100 loan instant apps can help you out. Let’s dive into the top options available:

$100 Loan Instant Apps with Bad Credit & No Credit Check in 2024

Best $100 Loan Instant Apps No Credit Check 2024 - Guaranteed Approval

Loan Raptor: Overall Best for $100 Loan

Viva Payday Loans: Best for $100 Loan — Get Instant Cash Without Hassle

Low Credit Finance: Trusted 100 Dollar Loan Instant Apps

50k Loans: $100 Loans Instant Approval and No Credit Checks

Big Buck Loans: 100 Dollar Loan Instant App for Quick Cash Needs

Green Dollar Loans: $100 Loan Instant App with No Credit Check

ALSO READ: Top 5 Best $255 Payday Loans Online Same Day Guaranteed Approval 2024

Here are some simple tips to help you get approved for a $100 instant loan in no time:

  1. Keep it Simple: When filling out the application, provide only the necessary information. The simpler your application, the quicker the approval process.
  2. Check Eligibility: Make sure you meet the minimum requirements, such as age and income criteria, before applying. This will increase your chances of approval.
  3. Double-Check Your Information: Before submitting your application, double-check all the details to ensure accuracy. Any mistakes could delay the approval process.
  4. Choose the Right App: Research different $100 loan instant apps and choose one that suits your needs and eligibility criteria. Each app may have different requirements and processes.
  5. Have Necessary Documents Ready: Some apps may require documents like ID proof or proof of income. Have these ready beforehand to speed up the process.
  6. Opt for Direct Deposit: Choose direct deposit as your preferred method of receiving funds. This is usually faster than other methods like checks.
  7. Apply During Business Hours: Submit your application during business hours to ensure prompt processing. Applications submitted outside of business hours may take longer to process.

By following these tips, you can increase your chances of getting approved for a $100 instant loan quickly and easily.

ALSO READ: 5 Best No Credit Check Installment Loans Guaranteed Approval Direct Lender 2024

✅ Best Instant $100 Loans Apps 2024: Fast Approval from Trusted Providers

Loan Raptor: Get Quick Cash Without the Hassle — Your Ultimate Solution for Instant $100 Loans with Bad Credit and No Credit Check in 2024

Loan Raptor

Loan Raptor is a platform that connects borrowers with lenders, offering various types of loans including emergency loans, personal loans, and loans without credit checks. It operates as an intermediary, facilitating the loan application process and matching borrowers with suitable lenders based on their financial needs and eligibility criteria.

Loan Options: Loan Raptor provides access to a range of loan options to cater to different financial situations. These options may include emergency loans, personal loans, and loans without credit checks. Borrowers can select the type of loan that best fits their needs and financial circumstances.

Loan Amounts: Loan Raptor offers loan amounts ranging from $500 to $50,000, providing borrowers with flexibility in terms of the amount they can borrow. Whether someone needs a small amount for an immediate expense or a larger sum for a major financial need, Loan Raptor can help facilitate the borrowing process.

APR Rates: The Annual Percentage Rate (APR) for loans facilitated through Loan Raptor typically ranges from 5.99% to 35.99%. The specific APR offered to borrowers may vary depending on factors such as creditworthiness, loan amount, and repayment terms.

Eligibility Criteria: To qualify for a loan through Loan Raptor, borrowers must meet certain eligibility criteria. This may include being at least 18 years old, possessing a valid mobile connection and email address, and holding an active US bank account. Meeting these criteria is essential for the loan application to proceed successfully.

Application Process: The application process for a loan through Loan Raptor is typically straightforward and can be completed online. Borrowers are required to provide basic personal and financial information, such as their name, address, income details, and employment status. Once the application is submitted, Loan Raptor matches the borrower with potential lenders who may extend loan offers based on the provided information.

Pros

  • Provides access to various types of loans including emergency loans, personal loans, and loans without credit checks.
  • Offers loans without traditional credit checks, increasing approval chances for individuals with poor or no credit history.

Cons

  • APR rates may vary depending on factors such as creditworthiness, loan amount, and repayment terms.
  • Eligibility criteria, including age requirements and US bank account ownership, may limit access for some individuals.

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Viva Payday Loans: Instant Funds with No Credit Check — Access $100 to $5000 Today, Perfect for Those in Urgent Need

Viva Payday Loans

Viva Payday Loans provides quick access to cash for individuals who may need help obtaining loans from traditional lenders due to their credit history.

  • Best for: No credit loans, same day loans
  • APR: 5.99%-35.99%
  • Loan Amount: $100 to $5000
  • Minimum Age: Over 18 years
  • Eligibility Criteria: Monthly income over $1000, permanent address, valid savings account

Pros

  • Same day loan approval
  • Suitable for those with no credit history

Cons

  • Limited maximum loan amount

How to Apply: Visit the Viva Payday Loans website, complete the application form, and wait for approval.

Low Credit Finance: Quick Payday Loans with No Paperwork — Borrow $100 to $50,000 Easily, Ideal for Quick Cash Needs

Low Credit Finance

Low Credit Finance provides payday loans and same day loans with loan amounts ranging from $100 to $50,000. APR rates are between 5.99% to 35.99%, and there’s no paperwork required with no hidden fees. Eligibility criteria are flexible, and applicants can fill out the online application form for quick approval.

  • Best for: Payday loans, same day loans
  • APR: 5.99%-35.99%
  • Loan Amount: $100 to $50,000
  • Eligibility Criteria: No paperwork required, no hidden fees

Pros

  • Flexible loan options
  • No credit check required

Cons

  • APR rates may vary based on credit history

How to Apply: Fill out the online application form on the Low Credit Finance website and await approval.

50k Loans: Easy Money with No Credit Check — Borrow $500 to $50,000

50k Loans

50k Loans specializes in no credit check loans and installment loans. Loan amounts range from $500 to $50,000 with APR rates between 5.99% to 35.99%. Applicants must be over 18 years old. While guaranteed approval is available for some borrowers, APR rates may be higher for others.

  • Best for: No credit check loans, installment loans
  • APR: 5.99%-35.99%
  • Loan Amount: $500 to $50,000
  • Minimum Age: Over 18 years

Pros

  • Guaranteed approval for some borrowers
  • Flexible repayment options

Cons

  • Higher APR rates for some borrowers

How to Apply: Download the 50k Loans app, complete the application process, and receive instant approval.

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Big Buck Loans: Quick Cash for Bad Credit — Borrow $100 to $5000 Online, Same-Day Approval for Those in Need

Big Buck Loans

Big Buck Loans is ideal for bad credit loans and online same day loans. It offers loans from $100 to $5000 with APR rates between 5.99% to 35.99%. Applicants must be legal US citizens or residents with a US bank account. The online application process is quick and suitable for borrowers with bad credit.

  • Best for: Bad credit loans, online same day loans
  • APR: 5.99%-35.99%
  • Loan Amount: $100 to $5000
  • Minimum Age: Over 18 years
  • Eligibility Criteria: Must be a legal US citizen or resident with a US bank account

Pros

  • Quick online application process
  • Suitable for borrowers with bad credit

Cons

  • Limited maximum loan amount

How to Apply: Fill out the application form on the Big Buck Loans website and await approval.

Green Dollar Loans: Instant Loans for Urgent Needs — Access $100 to $5,000 Quickly, Perfect for Emergency Expenses and Personal Needs

Green Dollar Loans

Green Dollar Loans offers instant loans, personal loans, and urgent loans with loan amounts ranging from $100 to $5,000. APR rates are between 5.99% to 35.99%, and applicants must be over 18 years old. The platform provides a quick approval process, making it suitable for urgent financial needs.

  • Best for: Instant loans, personal loans, urgent loans
  • APR: 5.99%-35.99%
  • Loan Amount: $100 to $5,000
  • Minimum Age: Over 18 years

Pros

  • Quick approval process
  • Suitable for urgent financial needs

Cons

  • Limited maximum loan amount

How to Apply: Download the Green Dollar Loans app, complete the application process, and receive instant approval.

ALSO READ: Quick2lend Reviews 2024: Legit, Pros, Cons, How to Apply

FAQs

Can I get a $100 loan instantly with bad credit or no credit check?

Yes, many loan instant apps specialize in providing loans to individuals with bad credit or no credit history. These apps typically offer quick approval processes and may not conduct traditional credit checks, making it easier for individuals with less-than-perfect credit to borrow $100 instantly.

What are the eligibility criteria for obtaining a $100 loan through instant loan apps?

Eligibility criteria may vary depending on the lender and the specific loan app. However, common requirements may include being over 18 years old, having a valid identification, proof of income, and a bank account. Some apps may also require a minimum monthly income or proof of residency.

How quickly can I receive the $100 loan once approved?

The speed of receiving the loan funds can vary depending on factors such as the lender’s processing time and the borrower’s banking institution. However, many instant loan apps offer same day or next-day funding options, allowing borrowers to access the funds quickly once their application is approved.

What should I consider before applying for a $100 loan through instant loan apps?

Before applying for a $100 loan, it’s essential to consider factors such as the APR rates, repayment terms, and any additional fees associated with the loan. Additionally, borrowers should assess their ability to repay the loan on time to avoid potential financial strain. It’s also advisable to compare multiple loan apps to find the one that best suits your needs and offers favorable terms.

Conclusion

In conclusion, when you need quick cash, $100 loan instant apps can be a lifesaver. These apps, like Loan Raptor, Viva Payday Loans, Low Credit Finance, 50k Loans, Big Buck Loans, and Green Dollar Loans, offer easy ways to borrow money, even if you have bad credit or no credit history. They provide fast approval, flexible loan amounts, and convenient application processes.

Disclaimer: The loan websites mentioned guide are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans are available to U.S residents only.

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